403 N Oak St, Normal, IL 61761 Property Records

McLean County property record for 403 N Oak St, Normal, IL 61761 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 2005
Square Footage	896 sqft Living Area
Lot Size	8,795 sqft (0.202 acres)
Occupancy	Owner Occupied
Last Sale	$141,500 (2017)
Tax Bill	$5,338.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`14-27-151-006`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Building Area	896 sqft Living Area
1st Floor	896 sqft 1st Floor
Basement Area	896 sqft Basement
Stories	1 Stories

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl Exterior
Roof Material	Asphalt Roof
Lot Area	8,795 sqft (0.202 acres)
Depth X Width	132 ft x 66 ft Depth x Width
Garage Area	560 sqft Garage

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Street Address	403 N OAK ST
City	NORMAL
State	IL
Zip	61761-2610
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	FIRST ADD TO NORMAL N 1/2 LOT 7 & 8 BLK 25
Legal Range	02E
Legal Township	24N
Legal Section	27
Legal Subdivision	FIRST ADD
Legal Block	25
Legal Lot Number	7,8
Jurisdiction	MCLEAN IL
Minor Civil Division	NORMAL
Census Blockgroup	2
Census Block	2028
Census Tract	106

Owner

Source: McLean County records · APN 14-27-151-006

Assessment roll updated April 8, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	403 N OAK ST, NORMAL, IL 61761-2610
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 13, 2017 · Amount on Record
Deed Sale	May 13, 2017 · Amount on Record
Prior Sale	Sep 09, 2005 · Amount on Record
Deed Doc Number	20178230
Prior Transfer Date	Jun 15, 2007
Prior Transfer Doc	0000016922
Record Refreshed	Jun 08, 2026

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	May 13, 2017
Property Address	403 N OAK ST, NORMAL, IL 61761-2610
Document Number	201700008230
Map Reference	MB3 PG404
Instrument Date	May 09, 2017
Instrument	2017-00008230
Transaction Type	Transfer
Record Updated	Aug 05, 2022
Title Company	FRONTIER TITLE COMPANY, FRONTIER TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$212.25
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	403 N OAK ST, NORMAL, IL 61761-2610

Mortgage

Document Number	201700008231
Date	May 13, 2017
Instrument	2017-00008231

Lender

Name	MORTGAGE SERVICES III LLC
Type	Lending Institution

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2047

Tax Assessment & Valuation

Source: McLean County records · Assessment roll updated April 8, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Normal Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$71,753 (+21.89%) Land $13,458 Building $58,295	$215,259 (+21.89%) Land $40,374 Building $174,885
2024	$5,338.00 (+5.95%)
2023	$5,038.00	$58,868 Land $11,041 Building $47,827	$176,604 Land $33,123 Building $143,481

Flood & Wildfire

403 N Oak St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · McLean County (17113C), updated June 27, 2019

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.