308 N Oak St, Normal, IL 61761 Property Records

McLean County property record for 308 N Oak St, Normal, IL 61761 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1959
Square Footage1,025 sqft Living Area
Lot Size8,712 sqft (0.202 acres)
OccupancyOwner Occupied
Last Sale$200,000 (2025)
Tax Bill$3,165.00 (2024)

Owner

Source: McLean County records · APN 14-27-156-001

Assessment roll updated April 8, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address308 N OAK ST, NORMAL, IL 61761-2649
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 12, 2025Deed of Trust, Mortgage · Conventional Mortgage
FIRST STATE MORTGAGE SERVICES LLC
Jul 06, 2018Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM)
IAA CU
May 15, 2017Deed of Trust, Mortgage · Line of Credit
IAA CU
Oct 14, 2020Deed of Trust, Mortgage · Conventional Mortgage
IAA CU
Jul 06, 2018Deed of Trust, Mortgage · Line of Credit
IAA CU
Apr 15, 2022Deed of Trust, Mortgage · Line of Credit
IAA CU
Sep 13, 2022Deed of Trust, Mortgage · Line of Credit
IAA CU
Oct 27, 2023Deed of Trust, Mortgage · Line of Credit
CEFCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 19, 2025 · Amount on Record
Deed SaleMar 19, 2025 · Amount on Record
Prior SaleFeb 26, 2016 · Amount on Record
Deed Doc Number20253524
Record RefreshedJun 08, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Property Address308 N OAK ST, NORMAL, IL 61761-2649
Transaction TypeMortgage
Record UpdatedDec 26, 2025
Title CompanyUNKNOWN, FTC

Transferred To (Grantee/Buyer)

NameVerified Name
Address308 N OAK ST, NORMAL, IL 61761-2649

Mortgage

Document Number202500017790
DateDec 12, 2025
Instrument2025-00017790
Lender
NameFIRST STATE MORTGAGE SERVICES LLC
TypeMortgage Company
AddressBLOOMINGTON, IL 61704
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2056
Interest
Rate TypeFixed Rate
Rate6%

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Property Address308 N OAK ST, NORMAL, IL 61761-2649
Transaction TypeMortgage
Record UpdatedApr 30, 2024
Title CompanyMCLEAN COUNTY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201800010814
DateJul 06, 2018
Instrument2018-00010814
Lender
NameIAA CU
TypeCredit Union
AddressBLOOMINGTON, IL 61701
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Term360 Months
DueJul 01, 2048
Interest
Rate TypeAdjustable Rate
Rate3.75%
Type Change DateJul 01, 2023
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change8.75%
Index1-Year LIBOR
Max Rate8.75%

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Property Address308 N OAK ST, NORMAL, IL 61761-2649
Transaction TypeMortgage
Record UpdatedApr 30, 2024
Title CompanyMCLEAN COUNTY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201700008329
DateMay 15, 2017
Instrument2017-00008329
Lender
NameIAA CU
TypeCredit Union
AddressBLOOMINGTON, IL 61702
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueMay 14, 2037
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Property Address308 N OAK ST, NORMAL, IL 61761-2649
Transaction TypeMortgage
Record UpdatedApr 30, 2024
Title CompanyMCLEAN COUNTY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202000021677
DateOct 14, 2020
Instrument2020-00021677
Lender
NameIAA CU
TypeCredit Union
AddressBLOOMINGTON, IL 61701
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2050

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Property Address308 N OAK ST, NORMAL, IL 61761-2649
Transaction TypeMortgage
Record UpdatedApr 30, 2024
Title CompanyMCLEAN COUNTY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201800010815
DateJul 06, 2018
Instrument2018-00010815
Lender
NameIAA CU
TypeCredit Union
AddressBLOOMINGTON, IL 61702
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJul 05, 2038
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Property Address308 N OAK ST, NORMAL, IL 61761-2649
Transaction TypeMortgage
Record UpdatedApr 30, 2024
Title CompanyMCLEAN COUNTY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202200006990
DateApr 15, 2022
Instrument2022-00006990
Lender
NameIAA CU
TypeCredit Union
AddressBLOOMINGTON, IL 61702
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueApr 14, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Property Address308 N OAK ST, NORMAL, IL 61761-2649
Transaction TypeMortgage
Record UpdatedApr 30, 2024
Title CompanyMCLEAN COUNTY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202200016267
DateSep 13, 2022
Instrument2022-00016267
Lender
NameIAA CU
TypeCredit Union
AddressBLOOMINGTON, IL 61702
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueSep 12, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Property Address308 N OAK ST, NORMAL, IL 61761-2649
Transaction TypeMortgage
Record UpdatedApr 30, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202300014945
DateOct 27, 2023
Instrument2023-00014945
Lender
NameCEFCU
TypeCredit Union
AddressPEORIA, IL 61607
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueOct 26, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: McLean County records · Assessment roll updated April 8, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMcLean County
County SubdivisionNormal Township
MunicipalityNormal Town
Unified School DistrictMcLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$49,104 (+21.89%) Land $13,612 Building $35,492$147,312 (+21.89%) Land $40,836 Building $106,476
2024$3,165.00 (+7.87%)
2023$2,934.00$40,287 Land $11,168 Building $29,119$120,861 Land $33,504 Building $87,357

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McLean County (17113C), updated June 27, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN14-27-156-001

Interior

Bedrooms3 Beds
Full Baths1 Baths
Total Rooms5 Rooms
Building Area1,025 sqft Living Area
1st Floor1,025 sqft 1st Floor
Basement Area1,025 sqft Basement
Stories1 Stories

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Exterior MaterialAluminum/Vinyl Exterior
Roof MaterialAsphalt Roof
Lot Area8,712 sqft (0.202 acres)
Depth X Width132 ft x 66 ft Depth x Width
Garage Area336 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel

Location & Zoning

Street Address308 N OAK ST
CityNORMAL
StateIL
Zip61761-2649
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionFIRST ADD TO NORMAL N 1/2 LOT 3 & 4 BLK 30
Legal Range02E
Legal Township24N
Legal Section27
Legal SubdivisionFIRST ADD
Legal Block30
Legal Lot Number3,4
JurisdictionMCLEAN IL
Minor Civil DivisionNORMAL
Census Blockgroup2
Census Block2035
Census Tract106

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