401 N Howeth St, Gainesville, TX 76240 Property Records

Cooke County property record for 401 N Howeth St, Gainesville, TX 76240

Property Summary

Property TypeMulti-Family Dwellings
Details2 bd · 1.5 ba · 1,840 sqft · built 1941
Lot Size0.211 acres (9,204 sqft)
Owner2 Individual Names on File
Tax Bill$3,427 (2025)
Deeds & MortgagesDec 2023 Construction Loan
Flood ZoneZone X (minimal risk)
APN2710-004-00007

Property Details

APN / Parcel Number

Primary APN2710-004-00007
Alternative APN
  • 13487

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Building Area1,840 sqft Total Area
1st Floor Area1,840 sqft

Exterior

Year BuiltBuilt 1941
Effective Year BuiltEffective 1941
Architectural StyleMulti-Family
Exterior MaterialAsbestos
Roof MaterialComposition Shingle
Lot Area9,204 sqft (0.211 acres)
Garage TypeDetached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area230 sqft

Utilities, Heating & Cooling

Cooling SystemWindow A/C

Location & Zoning

Account Number2710-004-00007
Street Address401 N HOWETH ST
CityGAINESVILLE
StateTX
Zip76240-4417
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Legal DescriptionROBERTSON ADDN #2; BLOCK 4; LOT 7 & S 10' OF 8
Legal SubdivisionROBERTSON ADDN #2
Legal Block4
Legal Lot Number7
JurisdictionCOOKE TX
Township / Civil DivisionGAINESVILLE
Census Block Group3
Census Block3029
Census Tract600

Owner

Source: Cooke County assessment roll, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address552 COUNTY ROAD 138, GAINESVILLE, TX 76240-1683
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 15, 2023
Deed SaleDec 15, 2023
Prior SaleDec 15, 2023 · Amount on Record
Deed Document Number20238220
Deed Book / Page2618 / 226
Prior Transfer DateAug 29, 2022
Prior Transfer Doc0000007466
Record UpdatedSep 20, 2026

December 2023: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionCOOKE TX
Recording DateDec 15, 2023
Property Address401 N HOWETH ST, GAINESVILLE, TX 76240-4417
Document Number0002618/73
Book / Page2618 / 73
Map ReferenceVOL 1 PG 14
Instrument DateDec 14, 2023
Instrument2023-8204
Transaction TypeTransfer
Record UpdatedNov 12, 2025
Title CompanyHOWETH TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1225 COUNTY ROAD 150, GAINESVILLE, TX 76240-0485

Transferred To (Grantee/Buyer)

NameVerified Name
Address552 COUNTY ROAD 138, GAINESVILLE, TX 76240-1683
InvestorPossibly a Property Investor

Mortgage

Document Number0020238205
DateDec 15, 2023
Instrument2023-8205
Lender
NameJOSEPH DAVIDSON
TypePrivate Party
Special NotesSeller Financed
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2054
Interest
Rate TypeAdjustable Rate
Rate8.5%
Type Change DateFeb 1, 2029
Change Frequency6 Months
IndexSOFR Average 30-Day
Margin3

Tax Assessment & Valuation

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateTexas
CountyCooke County
MunicipalityGainesville City
Unified School DistrictGainesville Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,427.00 (+10.41%)$163,821 (+33.59%) Land $37,464 Building $126,357$163,821 (+33.59%) Land $37,464 Building $126,357
2024$3,104.00 (+28.69%)
2023$122,627 Land $34,059 Building $88,568$122,627 Land $34,059 Building $88,568
2022$2,412.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2007)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2007 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GAINESVILLE
serves 18,107 people · EPA ID TX0490001
Water SourceSurface water
Last State InspectionApr 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 562 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Nortex Communications
Fiber
2,000 / 2,000
Optimum Communications
Cable
940 / 35
AMG Technology Investment Group
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
ElektraFi
Fixed Wireless
100 / 20

May also be available: Element8 Technology Investment Group.

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