Cooke County property record for 407 N Howeth St, Gainesville, TX 76240
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 800 sqft · built 1955 |
| Lot Size | 0.193 acres (8,398 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $38,000 (Nov 2014) |
| Tax Bill | $2,451 (2026) |
| Deeds & Mortgages | Jun 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2710-004-00008 |
| Primary APN | 2710-004-00008 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 800 sqft Living Area |
| Gross Area | 1,284 sqft |
| 1st Floor Area | 800 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Exterior Material | Siding |
| Foundation Type | Pier/Post & Beam |
| Roof Material | Composition Shingle |
| Lot Area | 8,398 sqft (0.193 acres) |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 148 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Account Number | 2710-004-00008 |
|---|---|
| Street Address | 407 N HOWETH ST |
| City | GAINESVILLE |
| State | TX |
| Zip | 76240-4417 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ROBERTSON ADDN #2; BLOCK 4; LOT 8 N 40' & S 20' OF 9 |
| Legal Subdivision | ROBERTSON ADDN #2 |
| Legal Block | 4 |
| Legal Lot Number | 8 |
| Jurisdiction | COOKE TX |
| Township / Civil Division | GAINESVILLE |
| Census Block Group | 3 |
| Census Block | 3029 |
| Census Tract | 600 |
Source: Cooke County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 576, MUENSTER, TX 76252-0576 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 17, 2014 · Amount on Record |
| Deed Sale | Nov 17, 2014 · Amount on Record |
| Deed Document Number | 201453197 |
| Deed Book / Page | 1977 / 236 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOKE TX |
| Property Address | 407 N HOWETH ST, GAINESVILLE, TX 76240-4417 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 790 BONES CHAPEL RD, WHITESBORO, TX 76273 |
| Document Number | 002519/673 |
|---|---|
| Date | Jun 22, 2022 |
| Book Page | 2519/673 |
| Instrument | 2022-5446 |
| Name | SIMMONS BANK |
|---|---|
| Type | Bank |
| Address | GAINESVILLE, TX 76240 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jun 15, 2027 |
Source: Cooke County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Cooke County |
| Municipality | Gainesville City |
| Unified School District | Gainesville Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,451.00 (+12.79%) | $117,174 (+12.78%) Land $34,188 Building $82,986 | $117,174 (+12.78%) Land $34,188 Building $82,986 |
| 2025 | $2,173.00 (+10.42%) | $103,896 (-4.99%) Land $34,188 Building $69,708 | $103,896 (-4.99%) Land $34,188 Building $69,708 |
| 2024 | $1,968.00 (-3.43%) | ||
| 2023 | $109,352 Land $31,080 Building $78,272 | $109,352 Land $31,080 Building $78,272 | |
| 2022 | $2,038.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2007) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2007 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.8% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 562 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nortex Communications Company Fiber | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| ElektraFi Fixed Wireless | 100 / 20 |
May also be available: Element8.
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