406 N Howeth St, Gainesville, TX 76240 Property Records

Cooke County property record for 406 N Howeth St, Gainesville, TX 76240

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 857 sqft · built 1950
Lot Size	0.23 acres (10,001 sqft)
Owner	Company Name on Record
Tax Bill	$2,524 (2026)
Deeds & Mortgages	Sep 2021 Sale Oct 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`2280-002-00009`

Property Details

APN / Parcel Number

Primary APN	`2280-002-00009`
Alternative APN	`206`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	857 sqft Living Area
Gross Area	1,792 sqft
1st Floor Area	857 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Other
Foundation Type	Pier/Post & Beam
Roof Material	Rolled Roofing
Lot Area	10,001 sqft (0.23 acres)
Garage Type	Detached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	67 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C

Location & Zoning

Account Number	2280-002-00009
Street Address	406 N HOWETH ST
City	GAINESVILLE
State	TX
Zip	76240-4418
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIRGROUNDS ADDN; BLOCK 2; LOT 9
Legal Subdivision	FAIRGROUNDS ADDN
Legal Block	2
Legal Lot Number	9
Jurisdiction	COOKE TX
Township / Civil Division	GAINESVILLE
Census Block Group	3
Census Block	3030
Census Tract	600

Owner

Source: Cooke County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 771, GAINESVILLE, TX 76241-0771
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2021	Warranty Deed, Transfer HOWETH TITLE COMPANY
Oct 16, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2021
Deed Sale	Sep 30, 2021
Deed Document Number	20218432
Deed Book / Page	2453 / 179
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOKE TX
Recording Date	Sep 30, 2021
Property Address	406 N HOWETH ST, GAINESVILLE, TX 76240-4418
Document Number	002453/179
Book / Page	2453 / 179
Map Reference	VOL 1 PG 28
Instrument Date	Sep 23, 2021
Instrument	8432
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	HOWETH TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 505, DECATUR, TX 76234-0339

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	701 E CALIFORNIA ST, GAINESVILLE, TX 76240-4100

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOKE TX
Recording Date	Oct 16, 2020
Property Address	406 N HOWETH ST, GAINESVILLE, TX 76240-4418
Document Number	0002369/82
Book / Page	2369 / 82
Instrument Date	Jul 10, 2020
Instrument	8432
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	133 BRIDGE STB, ARROYO GRANDE, CA 93420

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	606 HANNAH ST, GAINESVILLE, TX 76240-3136

Tax Assessment & Valuation

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Municipality	Gainesville City
Unified School District	Gainesville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,524.00 (+11.88%)	$120,649 (+11.86%) Land $40,700 Building $79,949	$120,649 (+11.86%) Land $40,700 Building $79,949
2025	$2,256.00 (+11.52%)	$107,857 (-4.89%) Land $40,700 Building $67,157	$107,857 (-4.89%) Land $40,700 Building $67,157
2024	$2,023.00 (-3.39%)
2023		$113,405 Land $37,000 Building $76,405	$113,405 Land $37,000 Building $76,405
2022	$2,094.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2007 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 562 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nortex Communications Company Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20

May also be available: Element8.

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