326 N Howeth St, Gainesville, TX 76240 Property Records

Cooke County property record for 326 N Howeth St, Gainesville, TX 76240

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,607 sqft · built 2019
Lot Size	0.23 acres (10,001 sqft)
Owner	Individual Name on Record
Last Sale	$182,700 (May 2020)
Tax Bill	$5,354 (2026)
Deeds & Mortgages	May 2020 Mortgage Sep 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`2280-001-00018`

Property Details

APN / Parcel Number

Primary APN	`2280-001-00018`
Alternative APN	`19382`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,607 sqft Living Area
Gross Area	2,090 sqft
1st Floor Area	1,607 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	10,001 sqft (0.23 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	63 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2280-001-00018
Street Address	326 N HOWETH ST
City	GAINESVILLE
State	TX
Zip	76240-4416
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIRGROUNDS ADDN; BLOCK 1; LOT 18
Legal Subdivision	FAIRGROUNDS ADDN
Legal Block	1
Legal Lot Number	18
Jurisdiction	COOKE TX
Township / Civil Division	GAINESVILLE
Census Block Group	3
Census Block	3031
Census Tract	600

Owner

Source: Cooke County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3100 SAINT IVES CT, PLANO, TX 75075-3333
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2020	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD
Sep 17, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2020 · Amount on Record
Deed Sale	May 1, 2020 · Amount on Record
Prior Sale	Sep 17, 2019
Deed Document Number	20203030
Deed Book / Page	2327 / 138
Prior Transfer Date	Apr 24, 2020
Prior Transfer Doc	002327/138
Record Updated	Oct 29, 2026

May 2020: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	May 1, 2020
Property Address	326 N HOWETH ST, GAINESVILLE, TX 76240-4416
Document Number	002327/138
Book / Page	2327 / 138
Map Reference	VOL 1 PG 28
Instrument Date	Apr 24, 2020
Instrument	2020-03030
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 2, 2022
Title Company	TRINITY LAND TITLE, TRINITY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3045 LACKLAND RD, 3045, FORT WORTH, TX 76116-4121

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	326 N HOWETH ST, GAINESVILLE, TX 76240-4416

Mortgage

Document Number	0202003031
Date	May 1, 2020
Instrument	2020-03031

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOKE TX
Recording Date	Sep 17, 2019
Property Address	326 N HOWETH ST, GAINESVILLE, TX 76240-4416
Document Number	002285/236
Book / Page	2285 / 236
Map Reference	CAB B SL 31
Instrument Date	Sep 10, 2019
Instrument	2019-95396
Transaction Type	Transfer
Record Updated	Sep 2, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2704 WENONAH AVE, 2704, WICHITA FALLS, TX 76309-5245

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3045 LACKLAND RD, FORT WORTH, TX 76116-4121
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Municipality	Gainesville City
Unified School District	Gainesville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,354.00 (-4.19%)	$255,922 (-4.19%) Land $40,700 Building $215,222	$255,922 (-4.19%) Land $40,700 Building $215,222
2025	$5,588.00 (+10.24%)	$267,124 (-2.09%) Land $40,700 Building $226,424	$267,124 (-2.09%) Land $40,700 Building $226,424
2024	$5,069.00 (-8.99%)
2023		$272,833 Land $37,000 Building $235,833	$272,833 Land $37,000 Building $235,833
2022	$5,570.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2007 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.4% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nortex Communications Company Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20

May also be available: Element8.

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