401 N 2nd Ave, Chenoa, IL 61726 Property Records

McLean County property record for 401 N 2nd Ave, Chenoa, IL 61726

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,420 sqft · built 1884
Lot Size	0.18 acres (7,840 sqft)
Owner	2 Individual Names on Record
Last Sale	$99,000 (Dec 2025)
Tax Bill	$1,867 (2024)
Deeds & Mortgages	Dec 2025 Mortgage Dec 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-01-157-012`

Property Details

APN / Parcel Number

Primary APN	`03-01-157-012`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,420 sqft Living Area
1st Floor Area	1,420 sqft

Exterior

Year Built	Built 1884
Effective Year Built	Effective 1884
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Asphalt
Lot Area	7,840 sqft (0.18 acres)
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Deck Area	340 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	401 N 2ND AVE
City	CHENOA
State	IL
Zip	61726-1513
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RUTHERFORDS RESUB LOT B
Legal Subdivision	RUTHERFORDS RESUB
Legal Lot Number	B
Jurisdiction	MCLEAN IL
Township / Civil Division	CHENOA
Census Block Group	1
Census Block	1011
Census Tract	5700

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	401 N 2ND AVE, CHENOA, IL 61726-1513
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2025	Deed of Trust, Mortgage · Conventional Mortgage POINT MORTGAGE CORP
Dec 30, 2025	Warranty Deed, Transfer
Apr 12, 2023	Warranty Deed, Transfer NOT AVAILABLE, FTC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2025 · Amount on Record
Deed Sale	Dec 30, 2025 · Amount on Record
Prior Sale	Apr 12, 2023 · Amount on Record
Deed Document Number	202518685
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	401 N 2ND AVE, CHENOA, IL 61726-1513
Transaction Type	Mortgage
Record Updated	Jan 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1311 DOGWOOD LN, BLOOMINGTON, IL 61704-2209

Mortgage

Document Number	202500018686
Date	Dec 30, 2025
Instrument	2025-00018686

Lender

Name	POINT MORTGAGE CORP
Type	Mortgage Company
Address	CHULA VISTA, CA 91910

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.99%

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Dec 30, 2025
Property Address	401 N 2ND AVE, CHENOA, IL 61726-1513
Document Number	202500018685
Map Reference	DOC 79-6031
Instrument Date	Dec 3, 2025
Instrument	2025-00018685
Transaction Type	Transfer
Record Updated	Jan 9, 2026

Transaction

Amount	Amount Recorded
Tax	$99.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	401 N 2ND AVE, CHENOA, IL 61726-1513

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Apr 12, 2023
Property Address	401 N 2ND AVE, CHENOA, IL 61726-1513
Document Number	202300004590
Map Reference	DOC 79-6031
Instrument Date	Apr 6, 2023
Instrument	2023-00004590
Transaction Type	Transfer
Record Updated	Apr 21, 2023
Title Company	NOT AVAILABLE, FTC

Transaction

Amount	Amount Recorded
Tax	$30.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	211 S DIVISION ST, CHENOA, IL 61726-1107

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Chenoa Township
Municipality	Chenoa City
Unified School District	Prairie Central Community Unit School District 8 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$21,967 (+10.88%) Land $3,915 Building $18,052	$65,901 (+10.88%) Land $11,745 Building $54,156
2024	$1,867.00 (+172.55%)	$19,812 (+8.85%) Land $3,531 Building $16,281	$59,436 (+8.85%) Land $10,593 Building $48,843
2023	$685.00	$18,201 Land $3,244 Building $14,957	$54,603 Land $9,732 Building $44,871

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1986)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 1986 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHENOA serves 1,800 people · EPA ID IL1130300
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2023
Treatment and Procedure	Corrosion control Apr 2023 Lead public education Mar 2023 Lead service line replacement Oct 2019
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: Nextlink, Verizon, Watch TV.

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