408 N 2nd Ave, Chenoa, IL 61726 Property Records

McLean County property record for 408 N 2nd Ave, Chenoa, IL 61726

Property Summary

Property Type	Single Family Home
Details	1 ba · 902 sqft · built 1889
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$80,000 (Nov 2021)
Tax Bill	$2,473 (2024)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-01-158-014`

Property Details

APN / Parcel Number

Primary APN	`03-01-158-014`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	902 sqft Living Area
1st Floor Area	902 sqft

Exterior

Year Built	Built 1889
Effective Year Built	Effective 1889
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Detached
Garage Area	4,350 sqft
Parking Spaces	14 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Deck Area	50 sqft
Shed	1 Shed
Shed Area	300 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	408 N 2ND AVE
City	CHENOA
State	IL
Zip	61726-1514
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14 &N5 LOT 15 BLK 4 MCMAHAN &CO ADD TO CHENOA
Legal Subdivision	MCMAHAN &CO ADD
Legal Block	4
Legal Lot Number	14,15
Jurisdiction	MCLEAN IL
Township / Civil Division	CHENOA
Census Block Group	1
Census Block	1012
Census Tract	5700

Owner

408 N 2nd Ave is owned and occupied by an individual who bought it in November 2021.

Source: McLean County records, as of April 8, 2026

Owner of Record	Individual Name on File
Mailing Address	408 N 2ND AVE, CHENOA, IL 61726-1514
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 22, 2021 · Amount on File
Deed Sale	Nov 22, 2021 · Amount on File
Deed Document Number	202127843
Prior Transfer Date	Nov 10, 2021
Prior Transfer Doc	0000027843
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Nov 22, 2021
Property Address	408 N 2ND AVE, CHENOA, IL 61726-1514
Document Number	202100027843
Instrument Date	Nov 10, 2021
Instrument	2021-00027843
Transaction Type	Transfer
Record Updated	Nov 30, 2021
Title Company	NOT AVAILABLE, FTC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$120.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 N 2ND AVE, CHENOA, IL 61726-1514

Mortgage

Document Number	202100027844
Date	Nov 22, 2021
Instrument	2021-00027844

Lender

Name	BANK OF PONTIAC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Chenoa Township
Municipality	Chenoa City
Unified School District	Prairie Central Community Unit School District 8 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$35,738 Land $4,352 Building $31,386	$107,214 Land $13,056 Building $94,158
2024	$2,473.00 (+9.96%)
2023	$2,249.00	$29,611 Land $3,606 Building $26,005	$88,833 Land $10,818 Building $78,015

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 408 N 2nd Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1986)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 1986 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 408 N 2nd Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHENOA serves 1,800 people · EPA ID IL1130300
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2023
Treatment and Procedure	Corrosion control Apr 2023 Lead public education Mar 2023 Lead service line replacement Oct 2019
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: Nextlink, Verizon, Watch TV.

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