415 N 2nd Ave, Chenoa, IL 61726 Property Records

McLean County property record for 415 N 2nd Ave, Chenoa, IL 61726

Property Summary

Property Type	Single Family Home
Details	1 ba · 936 sqft · built 1981
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$87,000 (Sep 2022)
Tax Bill	$2,405 (2024)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Mar 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-01-157-016`

Property Details

APN / Parcel Number

Primary APN	`03-01-157-016`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	936 sqft Living Area
1st Floor Area	936 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	9,583 sqft (0.22 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	415 N 2ND AVE
City	CHENOA
State	IL
Zip	61726-1513
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MCMAHAN &COS ADD (EX N40) LOT 12 & ALL LOT 13 BLK 3
Legal Subdivision	MCMAHAN &COS ADD
Legal Block	3
Legal Lot Number	12,13
Jurisdiction	MCLEAN IL
Township / Civil Division	CHENOA
Census Block Group	1
Census Block	1011
Census Tract	5700

Owner

Source: McLean County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	IL
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2022	Warranty Deed, Transfer · Conventional Mortgage BANK OF PONTIAC
Mar 18, 2022	Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK OF FORREST
Mar 15, 2022	Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK OF FORREST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2022 · Amount on Record
Deed Sale	Sep 21, 2022 · Amount on Record
Deed Document Number	202216861
Record Updated	Sep 20, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Sep 21, 2022
Property Address	415 N 2ND AVE, CHENOA, IL 61726-1513
Document Number	202200016861
Instrument Date	Jul 15, 2022
Instrument	2022-00016861
Transaction Type	Transfer
Record Updated	Sep 28, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$87.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	415 N 2ND AVE, CHENOA, IL 61726-1513

Mortgage

Document Number	202200016862
Date	Sep 21, 2022
Instrument	2022-00016862

Lender

Name	BANK OF PONTIAC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 1, 2052

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	415 N 2ND AVE, CHENOA, IL 61726-1513
Transaction Type	Mortgage
Record Updated	Mar 29, 2022
Title Company	MCLEAN COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200005243
Date	Mar 18, 2022
Instrument	2022-00005243

Lender

Name	FIRST STATE BANK OF FORREST
Type	Bank
Address	FORREST, IL 61741

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	62 Months
Due	May 15, 2027

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	415 N 2ND AVE, CHENOA, IL 61726-1513
Transaction Type	Mortgage
Record Updated	Mar 24, 2022
Title Company	MCLEAN COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200004851
Date	Mar 15, 2022
Instrument	2022-00004851

Lender

Name	FIRST STATE BANK OF FORREST
Type	Bank
Address	FORREST, IL 61741

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Mar 15, 2027

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Chenoa Township
Municipality	Chenoa City
Unified School District	Prairie Central Community Unit School District 8 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$34,948 (+20.69%) Land $4,791 Building $30,157	$104,844 (+20.69%) Land $14,373 Building $90,471
2024	$2,405.00 (+10.02%)
2023	$2,186.00 (-4.42%)	$28,957 (+22.04%) Land $3,970 Building $24,987	$86,871 (+22.04%) Land $11,910 Building $74,961
2022	$2,287.00	$23,728 Land $3,718 Building $20,010	$71,184 Land $11,154 Building $60,030

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1986)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 1986 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHENOA serves 1,800 people · EPA ID IL1130300
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2023
Treatment and Procedure	Corrosion control Apr 2023 Lead public education Mar 2023 Lead service line replacement Oct 2019
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: Nextlink, Verizon, Watch TV.

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