314 N 2nd Ave, Chenoa, IL 61726 Property Records

McLean County property record for 314 N 2nd Ave, Chenoa, IL 61726

Property Summary

Property Type	Single Family Home
Details	1,486 sqft · built 1889
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Last Sale	$197,500 (Sep 2026)
Tax Bill	$2,442 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Jun 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-01-303-010`

Property Details

APN / Parcel Number

Primary APN	`03-01-303-010`

Interior

Stories	1 Story
Building Area	1,486 sqft Living Area
1st Floor Area	1,486 sqft

Exterior

Year Built	Built 1889
Effective Year Built	Effective 1889
Exterior Material	Aluminum/Vinyl
Lot Area	13,068 sqft (0.3 acres)

Location & Zoning

Street Address	314 N 2ND AVE
City	CHENOA
State	IL
Zip	61726-1028
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EAST CHENOA BLK 2 LOTS 13 & 14
Legal Subdivision	EAST CHENOA
Legal Block	2
Legal Lot Number	13,14
Jurisdiction	MCLEAN IL
Township / Civil Division	CHENOA
Census Block Group	1
Census Block	1030
Census Tract	5700

Owner

Source: McLean County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	314 N 2ND AVE, CHENOA, IL 61726-1028
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE MORTGAGE SERVICES
Jun 1, 2023	Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2026 · Amount on Record
Deed Sale	Sep 15, 2026 · Amount on Record
Prior Sale	Jun 1, 2023 · Amount on Record
Deed Document Number	202613703
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Sep 15, 2026
Property Address	314 N 2ND AVE, CHENOA, IL 61726-1028
Document Number	0000013703
Instrument Date	Aug 19, 2026
Instrument	202613703
Transaction Type	Transfer
Record Updated	Oct 2, 2026
Title Company	MORTGAGE SERVICES, FIRST STATE MORTGAGE SERVICES

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$29,921.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 N 2ND AVE, CHENOA, IL 61726-1028

Mortgage

Document Number	0000013704,
Date	Sep 15, 2026
Instrument	202613704

Lender

Name	FIRST STATE MORTGAGE SERVICES

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Rate	7.13%
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0000013705,
Date	Sep 15, 2026
Instrument	202613705

Lender

Name	ILLINOIS HOUSING DEV AUTHORITY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jun 1, 2023
Property Address	314 N 2ND AVE, CHENOA, IL 61726-1028
Document Number	202300006915
Instrument Date	May 26, 2023
Instrument	2023-00006915
Transaction Type	Transfer
Record Updated	Jun 14, 2023
Title Company	ALLIANCE LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$77.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1014 MEEKS CEMETERY RD, BURNS, TN 37029-5200

Mortgage

Document Number	202300006916
Date	Jun 1, 2023
Instrument	2023-00006916

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.99%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Chenoa Township
Municipality	Chenoa City
Unified School District	Prairie Central Community Unit School District 8 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,442.00 (+1.03%)	$28,436 (+20.69%) Land $5,455 Building $22,981	$85,308 (+20.69%) Land $16,365 Building $68,943
2024	$2,417.00 (+44.56%)
2023	$1,672.00 (-21.21%)	$23,561 (-15.9%) Land $4,520 Building $19,041	$70,683 (-15.9%) Land $13,560 Building $57,123
2022	$2,122.00	$28,016 Land $4,233 Building $23,783	$84,048 Land $12,699 Building $71,349

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1986)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 1986 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHENOA serves 1,800 people · EPA ID IL1130300
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2023
Treatment and Procedure	Corrosion control Apr 2023 Lead public education Mar 2023 Lead service line replacement Oct 2019
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: Nextlink, Verizon, Watch TV.

Nearby Properties on N 2nd Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures