321 Highland Oaks Ln, Fallbrook, CA 92028 Property Records

San Diego County property record for 321 Highland Oaks Ln, Fallbrook, CA 92028

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 4,399 sqft · built 2005
Lot Size1.6 acres (69,696 sqft)
Owner2 Individual Names on File
Last Sale$1,480,000 (Oct 2021)
Tax Bill$16,841 (2025)
Deeds & MortgagesOct 2021 Sale & Mortgage
Aug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN121-352-06-00

Property Details

APN / Parcel Number

Primary APN121-352-06-00

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Building Area4,399 sqft Living Area

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Lot Area69,696 sqft
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address321 HIGHLAND OAKS LN
CityFALLBROOK
StateCA
Zip92028-8097
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA70
Legal DescriptionLOT 25 TR 011999
Legal SubdivisionFALLBROOK 4062-2
Legal Tract011999
Legal Block1
Legal Lot Number25
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1002
Census Tract18619

Owner

Source: San Diego County records · APN 121-352-06-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address321 HIGHLAND OAKS LN, FALLBROOK, CA 92028-8097
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Oct 06, 2021Grant Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Aug 13, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 06, 2021 · Amount on Record
Deed SaleOct 06, 2021 · Amount on Record
Prior SaleMay 23, 2013 · Amount on Record
Deed Document Number2021697679
Prior Transfer DateJan 22, 2016
Prior Transfer Doc0000031832
Record UpdatedSep 20, 2026

October 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateOct 06, 2021
Property Address321 HIGHLAND OAKS LN, FALLBROOK, CA 92028-8097
Document Number0000697679
Map ReferenceMAP 11999
Instrument DateSep 17, 2021
Instrument2021-0697679
Transaction TypeTransfer
Record UpdatedOct 14, 2021
Title CompanyLAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address321 HIGHLAND OAKS LN, FALLBROOK, CA 92028-8097

Mortgage

Document Number0000697680
DateOct 06, 2021
Instrument2021-0697680
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

August 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateAug 13, 2020
Property Address321 HIGHLAND OAKS LN, FALLBROOK, CA 92028-8097
Document Number0000452469
Map ReferenceMAP 11999
Instrument DateAug 11, 2020
Instrument2020-0452469
Transaction TypeTransfer
Record UpdatedJun 30, 2021
Title CompanyLAWYERS TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address321 HIGHLAND OAKS LN, FALLBROOK, CA 92028-8097

Mortgage

Document Number0000452470
DateAug 13, 2020
Instrument2020-0452470
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term289 Months
DueSep 01, 2044

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Elementary School DistrictFallbrook Union Elementary School District (KG - 08)
Secondary School DistrictFallbrook Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$1,601,997 (+2%) Land $844,296 Building $757,701
2025$16,841.00 (+5.64%) Homeowner's exemption$1,570,587 (+4.04%) Land $827,742 Building $742,845
2023$15,942.00 (-0.04%) Homeowner's exemption$1,509,600 Land $795,600 Building $714,000
2022$15,949.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), as of September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730186191, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies5 in force

Wildfire

Wildfire RiskModerate
above 69% of the US · above 44% of California
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: AT&T, Spectrum.

Based on FCC filings for 70 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system CA3710016, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemRAINBOW MUNICIPAL WD
serves 23,536 people
Water SourcePurchased surface water from several systems
Last State InspectionDec 2023
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Highland Oaks Ln

Nearby Streets

Search Property Records by Address or Parcel Number