401 E Willard St, Urbana, IL 61801 Property Records

Champaign County property record for 401 E Willard St, Urbana, IL 61801

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,324 sqft · built 1983
Lot Size0.158 acres (6,900 sqft)
OwnerIndividual Name on File
Last Sale$240,000 (Jul 2024)
Tax Bill$6,998 (2024)
Deeds & MortgagesJun 2021 Sale
Feb 2017 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN93-21-20-482-008

Property Details

APN / Parcel Number

Primary APN93-21-20-482-008

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,324 sqft Building Perimeter
1st Floor Area1,324 sqft
FlooringWood
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Exterior MaterialStucco
Roof MaterialOther
Lot Area6,900 sqft (0.158 acres)
Lot Dimensions100 ft deep x 69 ft wide
Garage TypeAttached
Garage Area528 sqft
DrivewayConcrete Driveway
Driveway Area459 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral

Location & Zoning

Street Address401 E WILLARD ST
CityURBANA
StateIL
Zip61801-6654
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 47 UNIVERSITY DOWNS, 11TH SUB AND OTHER LAND
Legal Range09E
Legal Township19N
Legal Section20
Legal SubdivisionUNIVERSITY DOWNS, 11TH SUB
Legal Lot Number47
JurisdictionCHAMPAIGN IL
Township / Civil DivisionCUNNINGHAM
Census Block Group3
Census Block3011
Census Tract5701

Owner

Source: Champaign County records · APN 93-21-20-482-008

Assessment roll updated April 29, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address401 E WILLARD ST, URBANA, IL 61801-6654
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 09, 2021Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Feb 22, 2017Deed of Trust, Mortgage · Conventional Mortgage
BUSEY BANK
Apr 01, 2019Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 17, 2024 · Amount on Record
Deed SaleJul 17, 2024 · Amount on Record
Prior SaleJun 09, 2021 · Amount on Record
Deed Document Number202410395
Record UpdatedSep 20, 2026

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHAMPAIGN IL
Recording DateJun 09, 2021
Property Address401 E WILLARD ST, URBANA, IL 61801-6654
Document Number0000013424
Map ReferenceMB Y PG 172
Instrument DateMay 11, 2021
Instrument2021R13424
Transaction TypeTransfer
Record UpdatedJun 25, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$179.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address401 E WILLARD ST, URBANA, IL 61801-6654

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Property Address401 E WILLARD ST, URBANA, IL 61801-6654
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003063
DateFeb 22, 2017
Instrument2017R03063
Lender
NameBUSEY BANK
TypeBank
AddressCHAMPAIGN, IL 61820
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2047

April 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHAMPAIGN IL
Recording DateApr 01, 2019
Property Address401 E WILLARD ST, URBANA, IL 61801-6654
Document Number0000004384
Instrument DateApr 01, 2019
Instrument4384
Transaction TypeTransfer
Record UpdatedApr 16, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address401 E WILLARD ST URBANA IL 618016654, URBANA, IL 61801-6654

Tax Assessment & Valuation

Source: Champaign County records · Assessment roll updated April 29, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionCunningham Township
MunicipalityUrbana City
Unified School DistrictUrbana School District 116 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$71,780 (+5.79%) Land $28,110 Building $43,670$215,340 (+5.79%) Land $84,330 Building $131,010
2024$6,998.00 (+6.29%)$67,850 (+19.04%) Land $26,570 Building $41,280$203,550 (+19.04%) Land $79,710 Building $123,840
2023$6,584.00 (+6.73%)
2022$6,169.00$57,000 Land $22,320 Building $34,680$171,000 Land $66,960 Building $104,040

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 14, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
WH i3B Bidco LLC/WH i3B Topco
Fiber
8,000 / 8,000
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250

May also be available: Verizon.

Based on FCC filings for 219 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemIL AMERICAN-CHAMPAIGN
private · serves 150,000 people
Water SourceGroundwater
Last State InspectionSep 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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