Champaign County property record for 308 E Willard St, Urbana, IL 61801
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,208 sqft · built 1977 |
| Lot Size | 0.184 acres (8,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $265,000 (Feb 2026) |
| Tax Bill | $7,511 (2024) |
| Deeds & Mortgages | Mortgage Feb 2026 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 93-21-20-481-010 |
| Primary APN | 93-21-20-481-010 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,208 sqft Building Perimeter |
| 1st Floor Area | 1,208 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Split Level |
| Exterior Material | Stucco |
| Roof Material | Other |
| Lot Area | 8,000 sqft (0.184 acres) |
| Lot Dimensions | 100 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 520 sqft |
| Driveway | Concrete Driveway |
| Porch | Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 308 E WILLARD ST |
|---|---|
| City | URBANA |
| State | IL |
| Zip | 61801-6653 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 52 UNIVERSITY DOWNS, 11TH SUB |
| Legal Range | 09E |
| Legal Township | 19N |
| Legal Section | 20 |
| Legal Subdivision | UNIVERSITY DOWNS, 11TH SUB |
| Legal Lot Number | 52 |
| Jurisdiction | CHAMPAIGN IL |
| Township / Civil Division | CUNNINGHAM |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 5701 |
Source: Champaign County records · APN 93-21-20-481-010
Assessment roll updated April 29, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 308 E WILLARD ST, URBANA, IL 61801-6653 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Deed of Trust, Mortgage | |
| Feb 27, 2026 | Warranty Deed, Transfer · Conventional Mortgage THE FEDERAL SAVINGS BANK |
| Jan 24, 2024 | Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO |
| Nov 17, 2021 | Warranty Deed, Transfer · Line of Credit FIRST STATE BANK |
| Jun 12, 2018 | Warranty Deed, Transfer · Conventional with PMI BANKCHAMPAIGN |
| May 01, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 27, 2026 · Amount on Record |
| Deed Sale | Feb 27, 2026 · Amount on Record |
| Prior Sale | Jan 24, 2024 |
| Deed Document Number | 20262798 |
| Prior Transfer Date | Apr 20, 2017 |
| Prior Transfer Doc | 0000007383 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 308 E WILLARD ST, URBANA, IL 61801-6653 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2026 |
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | Feb 27, 2026 |
| Property Address | 308 E WILLARD ST, URBANA, IL 61801-6653 |
| Document Number | 0000002798 |
| Map Reference | MB Y PG 172 |
| Instrument Date | Feb 26, 2026 |
| Instrument | 2026R02798 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $265.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 308 E WILLARD ST, URBANA, IL 61801-6653 |
| Document Number | 0000002799 |
|---|---|
| Date | Feb 27, 2026 |
| Instrument | 2026R02799 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | Jan 24, 2024 |
| Property Address | 308 E WILLARD ST, URBANA, IL 61801-6653 |
| Document Number | 0000001069 |
| Map Reference | DOC 76R13949 |
| Instrument Date | Jan 19, 2024 |
| Instrument | 2024R01069 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 308 E WILLARD ST, URBANA, IL 61801-6653 |
| Document Number | 0000001070 |
|---|---|
| Date | Jan 24, 2024 |
| Instrument | 2024R01070 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2054 |
| Document Number | 0000001071 |
|---|---|
| Date | Jan 24, 2024 |
| Instrument | 2024R01071 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Feb 01, 2034 |
| Rate | 7.75% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | Nov 17, 2021 |
| Property Address | 308 E WILLARD ST, URBANA, IL 61801-6653 |
| Document Number | 0000027171 |
| Map Reference | MB Y PG 172 |
| Instrument Date | Nov 17, 2021 |
| Instrument | 2021R27171 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $195.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2502 S RACE ST, URBANA, IL 61801-6507 |
| Document Number | 0000027172 |
|---|---|
| Date | Nov 17, 2021 |
| Instrument | 2021R27172 |
| Name | FIRST STATE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Nov 15, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | Jun 12, 2018 |
| Property Address | 308 E WILLARD ST, URBANA, IL 61801-6653 |
| Document Number | 0000009647 |
| Instrument Date | Jun 11, 2018 |
| Instrument | 9647 |
| Transaction Type | Transfer |
| Record Updated | Jul 09, 2018 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $160.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 308 E WILLARD ST URBANA IL 618016653, URBANA, IL 61801-6653 |
| Document Number | 9648 |
|---|---|
| Date | Jun 12, 2018 |
| Instrument | 9648 |
| Name | BANKCHAMPAIGN |
|---|---|
| Type | Bank |
| Address | CHAMPAIGN, IL 61820 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 11, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.5% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | May 01, 2017 |
| Property Address | 308 E WILLARD ST, URBANA, IL 61801-6653 |
| Document Number | 0000007383 |
| Instrument Date | Apr 20, 2017 |
| Instrument | 7383 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 308 E WILLARD ST URBANA IL 618016653, URBANA, IL 61801-6653 |
Source: Champaign County records · Assessment roll updated April 29, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Champaign County |
| County Subdivision | Cunningham Township |
| Municipality | Urbana City |
| Unified School District | Urbana School District 116 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $75,980 Land $21,140 Building $54,840 | $227,940 (+49.95%) Land $63,420 Building $164,520 | |
| 2024 | $7,511.00 (+37.34%) | ||
| 2022 | $5,469.00 | ||
| 2021 | $152,010 Land $51,450 Building $100,560 |
Source: FEMA National Flood Hazard Layer as of July 14, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| WH i3B Bidco LLC/WH i3B Topco Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: Verizon.
Based on FCC filings for 219 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | IL AMERICAN-CHAMPAIGN private · serves 150,000 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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