404 E Willard St, Urbana, IL 61801 Property Records

Champaign County property record for 404 E Willard St, Urbana, IL 61801

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,510 sqft · built 1978
Lot Size0.28 acres (1,200 sqft)
OwnerIndividual Name on File
Last Sale$216,000 (Jul 2023)
Tax Bill$6,573 (2024)
Deeds & MortgagesJul 2023 Sale & Mortgage
Jul 2023 Transfer
Flood ZoneZone X (minimal risk)
APN93-21-20-481-013

Property Details

APN / Parcel Number

Primary APN93-21-20-481-013

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,510 sqft Building Perimeter
FlooringWood
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Exterior MaterialStucco
Roof MaterialOther
Lot Area1,200 sqft (0.28 acres)
Lot Dimensions100 ft deep x 12 ft wide
Garage TypeAttached
Garage Area726 sqft
DrivewayConcrete Driveway
Driveway Area882 sqft
Parking Spaces3 Parking Spaces
PorchPorch
Patio Area160 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral

Location & Zoning

Street Address404 E WILLARD ST
CityURBANA
StateIL
Zip61801-6654
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 49 UNIVERSITY DOWNS, 11TH SUB
Legal Range09E
Legal Township19N
Legal Section20
Legal SubdivisionUNIVERSITY DOWNS, 11TH SUB
Legal Lot Number49
JurisdictionCHAMPAIGN IL
Township / Civil DivisionCUNNINGHAM
Census Block Group3
Census Block3011
Census Tract5701

Owner

Source: Champaign County records · APN 93-21-20-481-013

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address404 E WILLARD ST, URBANA, IL 61801-6654
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 18, 2023Warranty Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA
Jul 18, 2023Affidavit of Death of Joint Tenant, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 18, 2023 · Amount on Record
Deed SaleJul 18, 2023 · Amount on Record
Deed Document Number20239828
Record UpdatedJun 08, 2026

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHAMPAIGN IL
Recording DateJul 18, 2023
Property Address404 E WILLARD ST, URBANA, IL 61801-6654
Document Number0000009828
Map ReferenceMB Y PG 172
Instrument DateJul 07, 2023
Instrument2023R09828
Transaction TypeTransfer
Record UpdatedAug 23, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$216.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address404 E WILLARD ST, URBANA, IL 61801-6654

Mortgage

Document Number0000009829
DateJul 18, 2023
Instrument2023R09829
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2053

July 2023: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionCHAMPAIGN IL
Recording DateJul 18, 2023
Property Address404 E WILLARD ST, URBANA, IL 61801-6654
Document Number0000009827
Map ReferenceMB Y PG 172
Instrument DateJun 19, 2023
Instrument2023R09827
Transaction TypeTransfer
Record UpdatedAug 23, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10S137 LORRAINE DR, WILLOWBROOK, IL 60527-6047

Tax Assessment & Valuation

Source: Champaign County records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionCunningham Township
MunicipalityUrbana City
Unified School DistrictUrbana School District 116 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$73,780 (+25.93%) Land $24,570 Building $49,210$221,340 (+25.93%) Land $73,710 Building $147,630
2024$6,573.00 (+27.61%)
2022$5,151.00 Homeowner's exemption Senior Citizen's exemption$58,590 Land $19,510 Building $39,080$175,770 Land $58,530 Building $117,240

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 14, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
WH i3B Bidco LLC/WH i3B Topco
Fiber
8,000 / 8,000
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250

May also be available: Verizon.

Based on FCC filings for 219 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemIL AMERICAN-CHAMPAIGN
private · serves 150,000 people
Water SourceGroundwater
Last State InspectionSep 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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