309 E Willard St, Urbana, IL 61801 Property Records

Champaign County property record for 309 E Willard St, Urbana, IL 61801

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,820 sqft · built 1981
Lot Size	0.218 acres (9,500 sqft)
Owner	2 Individual Names on File
Last Sale	$208,000 (Nov 2021)
Tax Bill	$8,264 (2024)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`93-21-20-482-007`

Property Details

APN / Parcel Number

Primary APN	`93-21-20-482-007`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	1,820 sqft Building Perimeter
1st Floor Area	1,820 sqft
Flooring	Wood
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Stucco
Roof Material	Other
Lot Area	9,500 sqft (0.218 acres)
Lot Dimensions	100 ft deep x 95 ft wide
Garage Type	Built-in
Garage Area	950 sqft
Driveway	Concrete Driveway
Driveway Area	600 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	309 E WILLARD ST
City	URBANA
State	IL
Zip	61801-6652
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 46 UNIVERSITY DOWNS, 11TH SUB
Legal Range	09E
Legal Township	19N
Legal Section	20
Legal Subdivision	UNIVERSITY DOWNS, 11TH SUB
Legal Lot Number	46
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CUNNINGHAM
Census Block Group	3
Census Block	3011
Census Tract	5701

Owner

Source: Champaign County records · APN 93-21-20-482-007

Assessment roll updated April 29, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	309 E WILLARD ST, URBANA, IL 61801-6652
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 19, 2021 · Amount on Record
Deed Sale	Nov 19, 2021 · Amount on Record
Deed Document Number	202127329
Record Updated	Sep 20, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Nov 19, 2021
Property Address	309 E WILLARD ST, URBANA, IL 61801-6652
Document Number	0000027329
Map Reference	MB Y PG 172
Instrument Date	Nov 09, 2021
Instrument	2021R27329
Transaction Type	Transfer
Record Updated	Dec 02, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$208.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 E WILLARD ST, URBANA, IL 61801-6652

Mortgage

Document Number	0000027330
Date	Nov 19, 2021
Instrument	2021R27330

Lender

Name	UNIVERSITY OF ILLINOIS COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2051

Interest

Rate Type	Fixed Rate
Rate	3.12%

Tax Assessment & Valuation

Source: Champaign County records · Assessment roll updated April 29, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Cunningham Township
Municipality	Urbana City
Unified School District	Urbana School District 116 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$91,130 (+5.81%) Land $27,520 Building $63,610	$273,390 (+5.81%) Land $82,560 Building $190,830
2024	$8,264.00 (+7.05%)	$86,130 (+19.03%) Land $26,010 Building $60,120	$258,390 (+19.03%) Land $78,030 Building $180,360
2023	$7,720.00 (+7.49%)
2022	$7,182.00 Homeowner's exemption	$72,360 Land $21,850 Building $50,510	$217,080 Land $65,550 Building $151,530

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 14, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
WH i3B Bidco LLC/WH i3B Topco Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Based on FCC filings for 219 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.