Winneshiek County property record for 401 E Main St, Decorah, IA 52101
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,342 sqft · built 1865 |
| Lot Size | 0.15 acres (6,519 sqft) |
| Owner | Individual Name on File |
| Last Sale | $145,000 (Nov 2022) |
| Tax Bill | $3,172 (2025) |
| Deeds & Mortgages | Nov 2022 Sale & Mortgage Apr 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 111531300100 |
| Primary APN | 111531300100 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,342 sqft Living Area |
| 1st Floor Area | 384 sqft |
| Basement Area | 384 sqft |
| Unfinished Basement | 384 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Plaster |
| Year Built | Built 1865 |
|---|---|
| Effective Year Built | Effective 1865 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,519 sqft (0.15 acres) |
| Lot Dimensions | 123 ft deep x 53 ft wide |
| Garage Type | Detached |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 112 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 401 E MAIN ST |
|---|---|
| City | DECORAH |
| State | IA |
| Zip | 52101-1945 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L 5 BLK 38 ORIG DEC |
| Legal Range | 08W |
| Legal Township | 98N |
| Legal Section | 15 |
| Legal Subdivision | ORIGINAL DECORAH |
| Legal Block | 38 |
| Jurisdiction | WINNESHIEK IA |
| Township / Civil Division | DECORAH |
| Census Block Group | 1 |
| Census Block | 1083 |
| Census Tract | 950200 |
Source: Winneshiek County records · APN 111531300100
Assessment roll updated October 21, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 401 E MAIN ST, DECORAH, IA 52101-1945 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 14, 2022 | Warranty Deed, Transfer · Conventional Mortgage NORTHEAST SECURITY BANK |
| Apr 18, 2018 | Deed of Trust, Mortgage · Line of Credit HILLS BANK AND TRUST COMPANY |
| Apr 18, 2018 | Warranty Deed, Transfer · Line of Credit HILLS BANK AND TRUST COMPANY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 14, 2022 · Amount on Record |
| Deed Sale | Nov 14, 2022 · Amount on Record |
| Prior Sale | Apr 18, 2018 · Amount on Record |
| Deed Document Number | 20223463 |
| Deed Book / Page | 2022 / 3463 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINNESHIEK IA |
| Recording Date | Nov 14, 2022 |
| Property Address | 401 E MAIN ST, DECORAH, IA 52101-1945 |
| Document Number | 02022/3463 |
| Book / Page | 2022 / 3463 |
| Instrument Date | Nov 10, 2022 |
| Instrument | 2022 3463 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $231.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 401 E MAIN ST, DECORAH, IA 52101-1945 |
| Document Number | 0020223503 |
|---|---|
| Date | Nov 14, 2022 |
| Instrument | 2022 3503 |
| Name | NORTHEAST SECURITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Number | 02022/3503 |
|---|---|
| Date | Nov 17, 2022 |
| Book Page | 2022/3503 |
| Instrument | 2022 3503 |
| Name | NORTHEAST SECURITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNESHIEK IA |
| Property Address | 401 E MAIN ST, DECORAH, IA 52101-1945 |
| Transaction Type | Mortgage |
| Record Updated | Aug 09, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000001410/0000000144 |
|---|---|
| Date | Apr 18, 2018 |
| Book Page | 0000001410/0000000144 |
| Instrument | 000000001069 |
| Name | HILLS BANK AND TRUST COMPANY |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINNESHIEK IA |
| Recording Date | Apr 18, 2018 |
| Property Address | 401 E MAIN ST, DECORAH, IA 52101-1945 |
| Document Number | 02018/1068 |
| Book / Page | 2018 / 1068 |
| Instrument Date | Apr 16, 2018 |
| Instrument | 000000001068 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 401 E MAIN ST, DECORAH, IA 52101-1945 |
| Investor | Possibly a Property Investor |
| Document Number | 0000001410/0000000144 |
|---|---|
| Date | Apr 18, 2018 |
| Book Page | 0000001410/0000000144 |
| Instrument | 000000001069 |
| Name | HILLS BANK AND TRUST COMPANY |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Winneshiek County records · Assessment roll updated October 21, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Winneshiek County |
| Municipality | Decorah City |
| Unified School District | Decorah Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,172.00 | $192,730 (+14.37%) Land $23,370 Building $169,360 | $192,730 (+14.37%) Land $23,370 Building $169,360 |
| 2024 | $3,172.00 (+4.2%) | ||
| 2023 | $168,510 (+15.33%) Land $23,370 Building $145,140 | $168,510 (+15.33%) Land $23,370 Building $145,140 | |
| 2022 | $3,044.00 | $146,110 Land $19,480 Building $126,630 | |
| 2021 | $146,110 Land $19,480 Building $126,630 |
Source: FEMA National Flood Hazard Layer as of February 21, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 24 policies |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 4 (2016) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Aug 2016 · Severe Storms, Straight-line Winds, And Flooding |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Communications Cable | 1,000 / 50 |
| AMG Technology Investment Group Fixed Wireless | 100 / 20 |
May also be available: LTD Broadband.
Based on FCC filings for 517 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | DECORAH WATER DEPARTMENT serves 7,615 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 9 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures