403 E Main St, Decorah, IA 52101 Property Records

Winneshiek County property record for 403 E Main St, Decorah, IA 52101 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,304 sqft · built 1949
Lot Size0.149 acres (6,519 sqft)
OwnerIndividual Name on File
Last Sale$275,000 (Sep 2024)
Tax Bill$3,596 (2024)
Deeds & MortgagesSep 2010 Mortgage
Oct 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN111531300200

Property Details

APN / Parcel Number

Primary APN111531300200

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area1,304 sqft Living Area
1st Floor Area576 sqft
Basement Area576 sqft
Finished Basement250 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1949
Exterior MaterialAluminum/Vinyl
Foundation TypeBlock
Roof TypeGambrel
Roof MaterialAsphalt
Lot Area6,519 sqft (0.149 acres)
Lot Dimensions123 ft deep x 53 ft wide
Garage TypeDetached
Garage Area336 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address403 E MAIN ST
CityDECORAH
StateIA
Zip52101-1945
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL 4 BLK 38 ORIG DEC
Legal Block38
JurisdictionWINNESHIEK IA
Township / Civil DivisionDECORAH
Census Block Group1
Census Block1083
Census Tract950200

Owner

Source: Winneshiek County records · APN 111531300200

Assessment roll updated May 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address403 E MAIN ST, DECORAH, IA 52101-1945
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2010Deed of Trust, Mortgage · Conventional Mortgage
DECORAH BANK & TRUST CO
Oct 20, 2022Warranty Deed, Transfer · Conventional Mortgage
DECORAH BANK & TRUST CO
Apr 10, 2017Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 03, 2024 · Amount on Record
Deed SaleSep 03, 2024 · Amount on Record
Prior SaleOct 20, 2022 · Amount on Record
Deed Document Number2024 1908
Deed Book / Page2024 / 1908
Record UpdatedJun 08, 2026

September 2010: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNESHIEK IA
Property Address403 E MAIN ST, DECORAH, IA 52101-1945
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02010/3435
DateSep 29, 2010
Book Page2010/3435
Instrument2010 3435
Lender
NameDECORAH BANK & TRUST CO
AddressDECORAH, IA 52101
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2040

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINNESHIEK IA
Recording DateOct 20, 2022
Property Address403 E MAIN ST, DECORAH, IA 52101-1945
Document Number02022/3248
Book / Page2022 / 3248
Instrument DateOct 17, 2022
Instrument2022 3248
Transaction TypeTransfer
Record UpdatedApr 03, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$342.40
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 533, DECORAH, IA 52101-0533

Mortgage

Document Number0020223249
DateOct 20, 2022
Instrument2022 3249
Lender
NameDECORAH BANK & TRUST CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2052
Interest
Rate TypeFixed Rate

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINNESHIEK IA
Recording DateApr 10, 2017
Property Address403 E MAIN ST, DECORAH, IA 52101-1945
Document Number02017/0998
Book / Page2017 / 0998
Instrument DateApr 01, 2017
Instrument2017 0998
Transaction TypeTransfer
Record UpdatedAug 09, 2022

Transaction

AmountAmount Recorded
Tax$263.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address403 E MAIN ST, DECORAH, IA 52101-1945

Tax Assessment & Valuation

Source: Winneshiek County records · Assessment roll updated May 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateIowa
CountyWinneshiek County
MunicipalityDecorah City
Unified School DistrictDecorah Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$225,850 (+18.2%) Land $23,370 Building $202,480$225,850 (+18.2%) Land $23,370 Building $202,480
2024$3,596.00 (+9.3%)
2023$191,080 (+14.59%) Land $23,370 Building $167,710$191,080 (+14.59%) Land $23,370 Building $167,710
2022$3,290.00 Homeowner's exemption$166,750 Land $19,480 Building $147,270
2021$166,750 Land $19,480 Building $147,270

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Winneshiek County (19191C), updated February 21, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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