307 E Main St, Decorah, IA 52101 Property Records

Winneshiek County property record for 307 E Main St, Decorah, IA 52101 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,624 sqft · built 1865
Lot Size	0.107 acres (4,674 sqft)
Owner	Individual Name on File
Last Sale	$157,500 (Jun 2021)
Tax Bill	$3,328 (2024)
Deeds & Mortgages	Sep 2022 Mortgage Jun 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`111531200200`

Property Details

APN / Parcel Number

Primary APN	`111531200200`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,624 sqft Living Area
1st Floor Area	812 sqft
Basement Area	812 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1865
Exterior Material	Vinyl
Foundation Type	Stone
Roof Type	Hip
Roof Material	Asphalt
Lot Area	4,674 sqft (0.107 acres)
Lot Dimensions	123 ft deep x 38 ft wide
Garage Type	Detached
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	176 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	307 E MAIN ST
City	DECORAH
State	IA
Zip	52101-1943
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK 37 ORIG DEC W 38' OF LOT 2
Legal Block	37
Legal Lot Number	2
Jurisdiction	WINNESHIEK IA
Township / Civil Division	DECORAH
Census Block Group	1
Census Block	1084
Census Tract	950200

Owner

Source: Winneshiek County records · APN 111531200200

Assessment roll updated May 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2301 JESSUP CIR, IOWA CITY, IA 52246-1715
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage DECORAH BANK & TRUST CO
Jun 07, 2021	Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU
Aug 01, 2017	Warranty Deed, Transfer · Conventional Mortgage NORTHEAST SECURITY BANK
Jun 05, 2017	Warranty Deed, Transfer · Commercial Mortgage LUANA SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 07, 2021 · Amount on Record
Deed Sale	Jun 07, 2021 · Amount on Record
Prior Sale	Aug 01, 2017 · Amount on Record
Deed Document Number	2021 2319
Deed Book / Page	2021 / 2319
Record Updated	Jun 08, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	307 E MAIN ST, DECORAH, IA 52101-1943
Transaction Type	Mortgage
Record Updated	Nov 09, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02022/2930
Date	Sep 14, 2022
Book Page	2022/2930
Instrument	2022 2930

Lender

Name	DECORAH BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 13, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.95%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 13, 2020
Min Rate At Change	7.95%
Max Rate At Change	9.59%
Index	1-Year CMT
Margin	3
Max Rate	11.9%

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNESHIEK IA
Recording Date	Jun 07, 2021
Property Address	307 E MAIN ST, DECORAH, IA 52101-1943
Document Number	02021/2319
Book / Page	2021 / 2319
Instrument Date	May 28, 2021
Instrument	2021 2319
Transaction Type	Transfer
Record Updated	Oct 21, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$251.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	307 E MAIN ST, DECORAH, IA 52101-1943

Mortgage

Document Number	0020212320
Date	Jun 07, 2021
Instrument	2021 2320

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2051

Interest

Rate Type	Fixed Rate

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNESHIEK IA
Recording Date	Aug 01, 2017
Property Address	307 E MAIN ST, DECORAH, IA 52101-1943
Document Number	02017/2234
Book / Page	2017 / 2234
Instrument Date	Jul 26, 2017
Instrument	2017 2234
Transaction Type	Transfer
Record Updated	Aug 09, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$191.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	503 LOCUST RD, DECORAH, IA 52101-1001

Mortgage

Document Number	02017/2235
Date	Aug 01, 2017
Book Page	2017/2235
Instrument	2017 2235

Lender

Name	NORTHEAST SECURITY BANK
Type	Bank
Address	SUMNER, IA 50674

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 05, 2037

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNESHIEK IA
Recording Date	Jun 05, 2017
Property Address	307 E MAIN ST, DECORAH, IA 52101-1943
Document Number	02017/1612
Book / Page	2017 / 1612
Instrument Date	May 26, 2017
Instrument	2017 1612
Transaction Type	Transfer
Record Updated	Aug 09, 2022

Transaction

Amount	Amount Recorded
Tax	$159.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	909 PLEASANT AVE, DECORAH, IA 52101-2249

Mortgage

Document Number	02017/1613
Date	Jun 05, 2017
Book Page	2017/1613
Instrument	2017 1613

Lender

Name	LUANA SAVINGS BANK
Type	Bank
Address	LUANA, IA 52156

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Winneshiek County records · Assessment roll updated May 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Winneshiek County
Municipality	Decorah City
Unified School District	Decorah Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$204,260 (+15.53%) Land $16,760 Building $187,500	$204,260 (+15.53%) Land $16,760 Building $187,500
2024	$3,328.00 (+4.39%)
2023		$176,810 (+15.56%) Land $16,760 Building $160,050	$176,810 (+15.56%) Land $16,760 Building $160,050
2022	$3,188.00	$153,000 Land $13,970 Building $139,030
2021			$153,000 Land $13,970 Building $139,030

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Winneshiek County (19191C), updated February 21, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 191919502001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 24 individual NFIP policies nearby
Nearby Flood Policies	24 in force
Nearby Flood Claims	4 (2016)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Aug 2016, other causes, Severe Storms, Straight-line Winds, And Flooding
Claims By Storm	Severe Storms, Straight-line Winds, And Flooding, Aug 2016 · 4 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 517 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Mediacom Communications	Cable	1,000 / 50
AMG Technology Investment Group	Fixed Wireless (unlicensed)	100 / 20

May also be available at this address: LTD Broadband, AMG Technology Investment Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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