213 E Keyser St, Garrett, IN 46738 Property Records

DeKalb County property record for 213 E Keyser St, Garrett, IN 46738

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,520 sqft · built 1890
Lot Size	0.029 acres (1,263 sqft)
Owner	2 Individual Names on File
Last Sale	$114,900 (Apr 2025)
Tax Bill	$1,094 (2025)
Deeds & Mortgages	Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-09-03-114-014.000-013`

Property Details

APN / Parcel Number

Primary APN	`17-09-03-114-014.000-013`
Alternative APN	`260903114014`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,520 sqft Living Area
1st Floor Area	1,520 sqft
Basement Area	760 sqft
Unfinished Basement	760 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1960
Construction Type	Wood
Roof Material	Asphalt
Lot Area	1,263 sqft (0.029 acres)
Lot Dimensions	30 ft deep x 42 ft wide
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	260903114014
Street Address	213 E KEYSER ST
City	GARRETT
State	IN
Zip	46738-1551
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COW 1ST ADD W 41'8 LOT 20 BLOCK 34
Legal Subdivision	COWENS FIRST ADDITION
Legal Block	34
Legal Lot Number	20
Jurisdiction	DE KALB IN
Township / Civil Division	KEYSER
Census Block Group	2
Census Block	2037
Census Tract	20602

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Garrett Historic District listed 1983 · 925 contributing resources · NRIS 83000121

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

213 E Keyser St is owned and occupied by two individuals who bought it in April 2025.

Source: DeKalb County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	213 E KEYSER ST, GARRETT, IN 46738-1551
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2025 · Amount on File
Deed Sale	Apr 7, 2025 · Amount on File
Prior Sale	Oct 1, 2009 · Amount on File
Deed Document Number	20251546
Prior Transfer Date	Sep 15, 2009
Prior Transfer Doc	200905897
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IN
Property Address	213 E KEYSER ST, GARRETT, IN 46738-1551
Transaction Type	Mortgage
Record Updated	May 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202106700
Date	Sep 13, 2021
Instrument	202106700

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Oct 1, 2031

Tax Assessment & Valuation

The 2025 property tax bill for 213 E Keyser St was $1,094, down 0.8% from the year before.

Source: DeKalb County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	DeKalb County
County Subdivision	Keyser Township
Municipality	Garrett City
Unified School District	Garrett-Keyser-Butler Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,094.00 (-0.82%)	$152,000 (+6.67%) Land $12,400 Building $139,600	$152,000 (+6.67%) Land $12,400 Building $139,600
2024	$1,103.00 (+6.06%)	$142,500 (+1.5%) Land $12,400 Building $130,100	$142,500 (+1.5%) Land $12,400 Building $130,100
2023	$1,040.00 (-7.64%)	$140,400 (+7.34%) Land $12,000 Building $128,400	$140,400 (+7.34%) Land $12,000 Building $128,400
2022	$1,126.00	$130,800 Land $10,800 Building $120,000	$130,800 Land $10,800 Building $120,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 213 E Keyser St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 27, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

No wildfire likelihood is modeled around 213 E Keyser St, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARRETT WATER UTILITY serves 6,390 people · EPA ID IN5217004
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 613 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Auburn Essential Services Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
MetaLINK Technologies Fixed Wireless	200 / 50
Mercury Fiber Fixed Wireless	150 / 20
AT&T Fixed Wireless	100 / 20