Calhoun County property record for 401 E Hamilton St, Homer, MI 49245
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,370 sqft · built 1880 |
| Lot Size | 0.6 acres (26,136 sqft) |
| Owner | Individual Name on File |
| Last Sale | $30,000 (May 2015) |
| Tax Bill | $1,643 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Jan 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 43-040-047-00 |
| Primary APN | 43-040-047-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,370 sqft Living Area |
| 1st Floor Area | 886 sqft |
| Basement Area | 886 sqft |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Lot Area | 26,136 sqft (0.6 acres) |
| Lot Dimensions | 132 ft deep x 134 ft wide |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 401 E HAMILTON ST |
|---|---|
| City | HOMER |
| State | MI |
| Zip | 49245 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOMER ASSR'S PLAT = 1 LOTS 71 & 72 |
| Legal Subdivision | HOMER ASSESSORS PLAT #1 |
| Legal Lot Number | 71-72 |
| Jurisdiction | CALHOUN MI |
| Township / Civil Division | HOMER |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 3100 |
Source: Calhoun County assessment roll, APN 43-040-047-00, as of June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 15 LANE 201 LAKE MINIFENOKEE, FREMONT, IN 46737-9409 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 16, 2026 | Warranty Deed, Transfer · Conventional Mortgage HOMESTEAD SAVINGS BANK |
| Jan 05, 2017 | Deed of Trust, Mortgage · Line of Credit THE FARMERS & MERCHANTS STATE BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 11, 2015 · Amount on Record |
| Deed Sale | May 11, 2015 · Amount on Record |
| Deed Book / Page | 3967 / 514 |
| Prior Transfer Date | Apr 21, 2015 |
| Prior Transfer Doc | 03967/0514 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALHOUN MI |
| Recording Date | Jul 16, 2026 |
| Property Address | 401 E HAMILTON ST, HOMER, MI 49245-1319 |
| Document Number | 5020000483 |
| Book / Page | 5020 / 483 |
| Instrument Date | Jul 02, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2026 |
| Title Company | DEVON TITLE COMPANY, DEVON TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $238,865.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 508 W MAIN ST, HOMER, MI 49245-9652 |
| Document Number | 5020000486, |
|---|---|
| Date | Jul 16, 2026 |
| Book Page | 5020/486 |
| Name | HOMESTEAD SAVINGS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.74% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALHOUN MI |
| Property Address | 401 E HAMILTON ST, HOMER, MI 49245-1319 |
| Transaction Type | Mortgage |
| Record Updated | Jul 08, 2022 |
| Title Company | MIDSTATE TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 04108/0189 |
|---|---|
| Date | Jan 05, 2017 |
| Book Page | 4108/0189 |
| Name | THE FARMERS & MERCHANTS STATE BANK |
|---|---|
| Type | Bank |
| Address | ARCHBOLD, OH 43502 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Dec 15, 2026 |
Source: Calhoun County assessment roll as of June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Calhoun County |
| County Subdivision | Homer Township |
| Municipality | Homer Village |
| Unified School District | Homer Community Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $88,130 (+12.83%) | ||
| 2025 | $1,643.00 (+3.01%) | $78,110 (+36.89%) | $176,260 (+12.83%) |
| 2024 | $1,595.00 (+12.32%) | $156,220 (+36.89%) | |
| 2023 | $57,060 | $114,120 | |
| 2022 | $1,420.00 |
Source: FEMA National Flood Hazard Layer, Calhoun County (26025C), as of April 4, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260250031002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 342 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Broadband Fixed Wireless | 150 / 20 |
Source: EPA Safe Drinking Water Information System, water system MI0003220, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HOMER serves 1,668 people |
|---|---|
| Water Source | Groundwater |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 No certified operator Sep 2022 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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