411 E Hamilton St, Homer, MI 49245 Property Records

Calhoun County property record for 411 E Hamilton St, Homer, MI 49245

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 910 sqft · built 1946
Lot Size	1.58 acres (68,825 sqft)
Owner	Individual Name on Record
Last Sale	$128,000 (Jul 2025)
Tax Bill	$997 (2025)
Deeds & Mortgages	Jul 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`43-040-045-00`

Property Details

APN / Parcel Number

Primary APN	`43-040-045-00`
Alternative APN	`13-43-040-045-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	910 sqft Living Area
1st Floor Area	728 sqft
Basement Area	728 sqft

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Lot Area	68,825 sqft (1.58 acres)
Lot Dimensions	372 ft deep x 185 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	411 E HAMILTON ST
City	HOMER
State	MI
Zip	49245-1319
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOMER ASSR'S PLAT = 1 LOT 69 EXC WLY 20 FT OF NLY 132 FT
Legal Subdivision	HOMER ASSRS 1
Legal Lot Number	69
Jurisdiction	CALHOUN MI
Township / Civil Division	HOMER
Census Block Group	2
Census Block	2019
Census Tract	3100

Owner

Source: Calhoun County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	411 E HAMILTON ST, HOMER, MI 49245-1319
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2025 · Amount on Record
Deed Sale	Jul 16, 2025 · Amount on Record
Deed Book / Page	4924 / 673
Record Updated	Sep 20, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALHOUN MI
Recording Date	Jul 16, 2025
Property Address	411 E HAMILTON ST, HOMER, MI 49245-1319
Document Number	004924/673
Book / Page	4924 / 673
Map Reference	LB 9A PG 12
Instrument Date	Jul 14, 2025
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$960.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10476 28 MILE RD, ALBION, MI 49224-9716

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 E HAMILTON ST, HOMER, MI 49245-1319

Mortgage

Document Number	0004924676
Date	Jul 16, 2025
Instrument	4924/676

Lender

Name	FIRST COMMUNITY MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

Tax Assessment & Valuation

Source: Calhoun County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Calhoun County
County Subdivision	Homer Township
Municipality	Homer Village
Unified School District	Homer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$77,700 (+32.68%)
2025	$997.00 (+17.02%)		$155,400 (+32.68%)
2023		$58,560	$117,120
2022	$852.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOMER serves 1,668 people · EPA ID MI0003220
Water Source	Groundwater

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024 No certified operator Sep 2022
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20