302 E Hamilton St, Homer, MI 49245 Property Records

Calhoun County property record for 302 E Hamilton St, Homer, MI 49245

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,290 sqft · built 1957
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on Record
Last Sale$150,000 (Mar 2024)
Tax Bill$2,359 (2025)
Deeds & MortgagesNov 2025 Mortgage
Mar 2024 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN43-120-221-00

Property Details

APN / Parcel Number

Primary APN43-120-221-00
Alternative APN
  • 13-43-120-221-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,290 sqft Living Area
1st Floor Area1,290 sqft
Basement Area600 sqft

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions132 ft deep x 66 ft wide
Garage Area352 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address302 E HAMILTON ST
CityHOMER
StateMI
Zip49245-1318
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionORIGINAL PLAT LOT 542
Legal SubdivisionORIGINAL PLAT OF THE VILLAGE OF HOMER
Legal Lot Number542
JurisdictionCALHOUN MI
Township / Civil DivisionHOMER
Census Block Group2
Census Block2032
Census Tract3100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Homer Village Historic District
listed 1996 · 188 contributing resources · NRIS 96000805

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Calhoun County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address302 E HAMILTON ST, HOMER, MI 49245-1318
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 24, 2025Deed of Trust, Mortgage · VA Mortgage
SERVBANK SB
Mar 6, 2024Warranty Deed, Transfer · VA Mortgage
TOP FLITE FINANCIAL INC
Aug 29, 2019Warranty Deed, Transfer · Conventional Mortgage
AMERIFIRST FINANCIAL CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 6, 2024 · Amount on Record
Deed SaleMar 6, 2024 · Amount on Record
Prior SaleAug 29, 2019 · Amount on Record
Deed Book / Page4808 / 400
Record UpdatedSep 20, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALHOUN MI
Property Address302 E HAMILTON ST, HOMER, MI 49245-1318
Transaction TypeMortgage
Record UpdatedDec 15, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address302 E HAMILTON ST, HOMER, MI 49245-1318

Mortgage

Document Number004959/464
DateNov 24, 2025
Book Page4959/464
Lender
NameSERVBANK SB
TypeBank
AddressOSWEGO, IL 60543
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2055

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCALHOUN MI
Recording DateMar 6, 2024
Property Address302 E HAMILTON ST, HOMER, MI 49245-1318
Document Number004808/400
Book / Page4808 / 400
Map ReferenceLB 1 PG 3
Instrument DateFeb 28, 2024
Transaction TypeTransfer
Record UpdatedMar 20, 2024

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,125.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address302 E HAMILTON ST, HOMER, MI 49245-1318

Transferred To (Grantee/Buyer)

NameVerified Name
Address308 KENNETH ST, JACKSON, MI 49203-1029

Mortgage

Document Number0048080401
DateMar 6, 2024
Instrument4808-0401
Lender
NameTOP FLITE FINANCIAL INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2054

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCALHOUN MI
Recording DateAug 29, 2019
Property Address302 E HAMILTON ST, HOMER, MI 49245-1318
Document Number04347/0832
Book / Page4347 / 0832
Map ReferenceLB 1 PG 3
Instrument DateAug 20, 2019
Transaction TypeTransfer
Record UpdatedJul 8, 2022
Title CompanyCHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$735.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address302 E HAMILTON ST, 302, HOMER, MI 49245-1318

Transferred To (Grantee/Buyer)

NameVerified Name
Address302 E HAMILTON ST, HOMER, MI 49245-1318
InvestorPossibly a Property Investor

Mortgage

Document Number0004347834
DateAug 29, 2019
Instrument4347/834
Lender
NameAMERIFIRST FINANCIAL CORP
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2049

Tax Assessment & Valuation

Source: Calhoun County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyCalhoun County
County SubdivisionHomer Township
MunicipalityHomer Village
Unified School DistrictHomer Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$66,980 (-5.89%)
2025$2,359.00 (+127.92%) Homeowner's exemption$71,170 (+61.79%)$133,960 (-5.89%)
2024$142,340 (+61.79%)
2023$43,990$87,980
2022$1,035.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOMER
serves 1,668 people · EPA ID MI0003220
Water SourceGroundwater

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
No certified operator
Sep 2022
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
Mercury Fiber
Fixed Wireless
150 / 20

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