306 E Hamilton St, Homer, MI 49245 Property Records

Calhoun County property record for 306 E Hamilton St, Homer, MI 49245

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 960 sqft · built 1981
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on File
Last Sale$80,000 (Mar 2021)
Tax Bill$937 (2025)
Deeds & MortgagesJul 2026 Line of Credit
Mar 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN43-120-220-00

Property Details

APN / Parcel Number

Primary APN43-120-220-00
Alternative APN
  • 13-43-120-220-00

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area960 sqft Living Area
1st Floor Area960 sqft
Basement Area960 sqft

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions132 ft deep x 66 ft wide
Garage Area768 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address306 E HAMILTON ST
CityHOMER
StateMI
Zip49245-1318
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionORIGINAL PLAT LOT 541
Legal SubdivisionHOMER VILLAGE ORIGINAL
Legal Lot Number541
JurisdictionCALHOUN MI
Township / Civil DivisionHOMER
Census Block Group2
Census Block2032
Census Tract3100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Homer Village Historic District
listed 1996 · 188 contributing resources · NRIS 96000805

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Calhoun County assessment roll, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address306 E HAMILTON ST, HOMER, MI 49245-1318
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 24, 2026Deed of Trust, Mortgage · Line of Credit
HUNTINGTON NATIONAL BANK
Mar 17, 2021Warranty Deed, Transfer · FHA Mortgage
THE HUNTINGTON MORTGAGE CO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 17, 2021 · Amount on Record
Deed SaleMar 17, 2021 · Amount on Record
Deed Book / Page4516 / 248
Prior Transfer DateJan 29, 1996
Prior Transfer Doc03467/0540
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALHOUN MI
Recording DateJul 24, 2026
Property Address306 E HAMILTON ST, HOMER, MI 49245-1318
Document Number5023000295
Book / Page5023 / 295
Instrument DateJul 17, 2026
Transaction TypeMortgage
Record UpdatedAug 6, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address306 E HAMILTON ST, HOMER, MI 49245-1318

Mortgage

Document Number5023000295,
DateJul 24, 2026
Book Page5023/295
Lender
NameHUNTINGTON NATIONAL BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 17, 2056
Interest
Rate6.47%
Max Rate-1%

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCALHOUN MI
Recording DateMar 17, 2021
Property Address306 E HAMILTON ST, HOMER, MI 49245-1318
Document Number004516/248
Book / Page4516 / 248
Map ReferenceLB 7
Instrument DateMar 5, 2021
Transaction TypeTransfer
Record UpdatedJul 8, 2022
Title CompanyAMERICA TITLE, AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$88.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address306 E HAMILTON ST, HOMER, MI 49245-1318

Mortgage

Document Number0004516250
DateMar 17, 2021
Instrument4516/250
Lender
NameTHE HUNTINGTON MORTGAGE CO
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

Tax Assessment & Valuation

Source: Calhoun County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyCalhoun County
County SubdivisionHomer Township
MunicipalityHomer Village
Unified School DistrictHomer Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$63,500 (-7.41%)
2025$937.00 (+3.08%) Homeowner's exemption$68,580 (+48.54%)$127,000 (-7.41%)
2024$909.00 (+13.63%)$137,160 (+48.54%)
2023$46,170$92,340
2022$800.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOMER
serves 1,668 people · EPA ID MI0003220
Water SourceGroundwater

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
No certified operator
Sep 2022
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
Mercury Broadband
Fixed Wireless
150 / 20

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