355 E 14th St, Saint Charles, MN 55972 Property Records

Winona County property record for 355 E 14th St, Saint Charles, MN 55972

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,380 sqft · built 1947
Lot Size0.349 acres (15,202 sqft)
OwnerIndividual Name on File
Last Sale$135,000 (Nov 2015)
Tax Bill$2,842 (2026)
Deeds & MortgagesOct 2018 Line of Credit
Jan 2020 Line of Credit
APN29.010.0460

Property Details

APN / Parcel Number

Primary APN29.010.0460

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,380 sqft Living Area
1st Floor Area1,104 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1991
Exterior MaterialMetal
Construction TypeMetal Frame
Roof TypeGable
Roof MaterialAsphalt
Lot Area15,202 sqft (0.349 acres)
Lot Dimensions145 ft deep x 105 ft wide
Garage TypePole Building Garage
Garage Area1,368 sqft
Deck Area168 sqft
Shed1 Shed
Shed Area140 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address355 E 14TH ST
CitySAINT CHARLES
StateMN
Zip55972-1513
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECT-19 TWP-106 RANGE-010 BIRGES 1ST ADD LOT-006 BLOCK-008 W 1/2 & ALL LOT 7
Legal Range010
Legal Township106
Legal Section19
Legal SubdivisionBIRGES 1ST ADD
Legal Block8
Legal Lot Number6-7
JurisdictionWINONA MN
Township / Civil DivisionST. CHARLES
Census Block Group2
Census Block2060
Census Tract671000

Owner

Source: Winona County records · APN 29.010.0460

Assessment roll updated August 5, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address528 E 4TH ST, SAINT CHARLES, MN 55972-1369
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 01, 2018Deed of Trust, Mortgage · Line of Credit
MERCHANTS BANK NA
Jan 08, 2020Deed of Trust, Mortgage · Line of Credit
MERCHANTS BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 30, 2015 · Amount on Record
Deed SaleNov 30, 2015 · Amount on Record
Deed Document Number2015442758
Record UpdatedJun 08, 2026

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINONA MN
Property Address355 E 14TH ST, SAINT CHARLES, MN 55972-1513
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number612830
DateOct 01, 2018
Instrument612830
Lender
NameMERCHANTS BANK NA
TypeBank
AddressSAINT CHARLES, MN 55972
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueOct 15, 2038
Interest
Rate TypeAdjustable Rate

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINONA MN
Property Address355 E 14TH ST, SAINT CHARLES, MN 55972-1513
Transaction TypeMortgage
Record UpdatedJan 24, 2020

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number621984
DateJan 08, 2020
Instrument621984
Lender
NameMERCHANTS BANK
TypeBank
AddressSAINT CHARLES, MN 55972
Agreement
TypeLine of Credit
AmountAmount Recorded
Term239 Months
DueDec 15, 2039

Tax Assessment & Valuation

Source: Winona County records · Assessment roll updated August 5, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyWinona County
MunicipalitySt. Charles City
Unified School DistrictSt. Charles Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$2,842.00 (+24.21%)
2025$220,000 (+1.24%) Land $56,000 Building $164,000$220,000 (+1.24%) Land $56,000 Building $164,000
2023$2,288.00$217,300 Land $55,400 Building $161,900$217,300 Land $55,400 Building $161,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Mediacom Communications
Cable
1,000 / 50
Hiawatha Broadband Communications
Cable · Fiber, Fixed Wireless in parts of the area
1,000 / 30
LTD Broadband
Fixed Wireless
150 / 130

May also be available: Verizon.

Based on FCC filings for 365 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSaint Charles
serves 3,825 people
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on E 14th St

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