Hillsdale County property record for 401 Chestnut St, Reading, MI 49274
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.224 acres (9,757 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $17,000 (Jul 2024) |
| Tax Bill | $519 (2025) |
| Deeds & Mortgages | Aug 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-045-001-058 |
| Primary APN | 20-045-001-058 |
|---|
| Lot Area | 9,757 sqft (0.224 acres) |
|---|
| Street Address | 401 CHESTNUT ST |
|---|---|
| City | READING |
| State | MI |
| Zip | 49274-9110 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1LDRES |
| Legal Description | LOT 93 FULLER & PROUTY ADD SEC 26 T7S R4W CITY OF READING |
| Legal Range | 04W |
| Legal Township | 07S |
| Legal Section | 26 |
| Legal Subdivision | FULLER & PROUTY ADD |
| Legal Lot Number | 93 |
| Jurisdiction | HILLSDALE MI |
| Township / Civil Division | READING |
| Census Block Group | 5 |
| Census Block | 5036 |
| Census Tract | 50400 |
Source: Hillsdale County records, as of July 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 381, READING, MI 49274-0381 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 2, 2024 · Amount on Record |
| Deed Sale | Jul 2, 2024 · Amount on Record |
| Deed Document Number | 2024607630 |
| Deed Book / Page | 1874 / 196 |
| Record Updated | Sep 20, 2026 |
| Document Type | Land Contract |
|---|---|
| Jurisdiction | HILLSDALE MI |
| Recording Date | Aug 2, 2018 |
| Property Address | 401 CHESTNUT ST, READING, MI 49274-9110 |
| Document Number | 01698/0257 |
| Book / Page | 1698 / 0257 |
| Map Reference | LB AD PG503 |
| Instrument Date | Aug 2, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 413, READING, MI 49274-0413 |
| Name | Verified Name |
|---|---|
| Address | 2545 N DUCK LAKE RD, HIGHLAND, MI 48356-2491 |
| Date | Aug 2, 2018 |
|---|
| Name | AREA READING |
|---|---|
| Type | Seller |
| Type | Seller Carry-Back |
|---|---|
| Amount | Amount Recorded |
Source: Hillsdale County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Hillsdale County |
| Municipality | Reading City |
| Unified School District | Reading Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,100 (-3.19%) | $18,223 (-3.34%) Land $3,223 Building $15,000 | |
| 2025 | $519.00 (+14.32%) | ||
| 2023 | $9,400 | $18,852 Land $3,077 Building $15,775 | |
| 2021 | $454.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 19, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING serves 1,078 people · EPA ID MI0005620 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: DMCI Broadband.
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