Hillsdale County property record for 411 Chestnut St, Reading, MI 49274
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,014 sqft |
| Lot Size | 0.182 acres (7,928 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $50,000 (Dec 2025) |
| Tax Bill | $846 (2024) |
| Deeds & Mortgages | Dec 2025 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-045-001-046 |
| Primary APN | 20-045-001-046 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,014 sqft Living Area |
| Basement Area | 270 sqft |
| Architectural Style | Ranch |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,928 sqft (0.182 acres) |
| Garage Area | 444 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | Forced Air |
| Street Address | 411 CHESTNUT ST |
|---|---|
| City | READING |
| State | MI |
| Zip | 49274-9110 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 91 EXC N 6 FT FULLER & PROUTY ADD SEC 26 T7S R4W CITY OF READING |
| Legal Subdivision | FULLER & PROUTY ADD |
| Legal Lot Number | 91 |
| Jurisdiction | HILLSDALE MI |
| Township / Civil Division | READING |
| Census Block Group | 5 |
| Census Block | 5036 |
| Census Tract | 50400 |
Source: Hillsdale County records, as of January 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1022 22 MILE RD, HOMER, MI 49245-9486 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 30, 2025 · Amount on Record |
| Deed Sale | Dec 30, 2025 · Amount on Record |
| Prior Sale | Mar 11, 2014 · Amount on Record |
| Deed Document Number | 0001911949 |
| Deed Book / Page | 1911 / 949 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSDALE MI |
| Recording Date | Dec 30, 2025 |
| Property Address | 411 CHESTNUT ST, READING, MI 49274-9110 |
| Document Number | 001911/949 |
| Book / Page | 1911 / 949 |
| Instrument Date | Dec 29, 2025 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2026 |
| Title Company | PUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $375.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 411 CHESTNUT ST, READING, MI 49274-9110 |
| Name | Verified Name |
|---|---|
| Address | 1022 22 MILE RD, HOMER, MI 49245-9486 |
Source: Hillsdale County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | Hillsdale County |
| Municipality | Reading City |
| Unified School District | Reading Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $44,600 (+35.56%) | $89,182 (+35.71%) Land $8,458 Building $80,724 | |
| 2024 | $846.00 (+9.73%) | ||
| 2023 | $32,900 | $65,717 Land $7,482 Building $58,235 | |
| 2021 | $771.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 19, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING serves 1,078 people · EPA ID MI0005620 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: DMCI Broadband.
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