421 Chestnut St, Reading, MI 49274 Property Records

Hillsdale County property record for 421 Chestnut St, Reading, MI 49274 · Last verified August 2023

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Square Footage674 sqft Living Area
Lot Size8,712 sqft (0.2 acres)
Garage720 sqft
OccupancyOwner Occupied
Last Sale$129,000 (2022)
Tax Bill$741.00 (2021)

Property Details

APN / Parcel Number

Primary APN20-045-001-036

Interior

Bedrooms3 Beds
Full Baths1 Baths
Building Area674 sqft Living Area
Gross Area866 sqft Gross Area
Stories1 Stories

Exterior

Architectural StyleRanch Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area8,712 sqft (0.2 acres)
Parking Spaces3 Parking Spaces
Garage Area720 sqft Garage

Utilities and HVAC

Heating SystemForced Air Heating

Location & Zoning

Street Address421 CHESTNUT ST
CityREADING
StateMI
Zip49274-9110
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 82 FULLER & PROUTY ADD SEC 26 T7S R4W CITY OF READING
Legal SubdivisionFULLER & PROUTY ADD
Legal Lot Number82
JurisdictionHILLSDALE MI
Minor Civil DivisionREADING
Census Blockgroup5
Census Block5036
Census Tract50400

Owner

Source: Hillsdale County records · APN 20-045-001-036

Assessment roll updated March 1, 2023 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address421 CHESTNUT ST, READING, MI 49274-9110
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 30, 2022Warranty Deed, Transfer · Conventional Mortgage
HONOR CU
Mar 04, 2019Warranty Deed, Transfer · Conventional Mortgage
CENTURY BANK & TRUST

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 30, 2022 · Amount on Record
Deed SaleMar 30, 2022 · Amount on Record
Prior SaleMar 04, 2019 · Amount on Record
Deed Doc Number0001822902
Deed Book / Page1822 / 902
Record RefreshedJun 07, 2026

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSDALE MI
Recording DateMar 30, 2022
Property Address421 CHESTNUT ST, READING, MI 49274-9110
Document Number001822/902
Book / Page1822 / 902
Map ReferenceLB 502 PG 503
Instrument DateMar 28, 2022
Transaction TypeTransfer
Record UpdatedJul 22, 2022
Title CompanyPUBLIC TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$967.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address5420 BLAIR RD, 5420, READING, MI 49274-9781

Transferred To (Grantee/Buyer)

NameVerified Name
Address811 HALL RD, QUINCY, MI 49082-9731

Mortgage

Document Number0001822903
DateMar 30, 2022
Instrument1822/903
Lender
NameHONOR CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2052

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSDALE MI
Recording DateMar 04, 2019
Property Address421 CHESTNUT ST, READING, MI 49274-9110
Document Number01715/0956
Book / Page1715 / 0956
Map ReferenceLB AD PG 502&503
Instrument DateFeb 27, 2019
Transaction TypeTransfer
Record UpdatedJul 22, 2022
Title CompanyPUBLIC TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$240.80
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address7755 N 630 E, 7755, FREMONT, IN 46737-9569

Transferred To (Grantee/Buyer)

NameVerified Name
Address5420 BLAIR RD, READING, MI 49274-9781

Mortgage

Document Number0001715957
DateMar 04, 2019
Instrument1715/957
Lender
NameCENTURY BANK & TRUST
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term121 Months
DueApr 01, 2029

Tax Assessment & Valuation

Source: Hillsdale County records · Assessment roll updated March 1, 2023 · Last verified August 2023

Property Jurisdictions

TypeName
StateMichigan
CountyHillsdale County
MunicipalityReading City
Unified School DistrictReading Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2023$32,700$65,215 Land $7,590 Building $57,625
2021$741.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hillsdale County (26059C), updated February 19, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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