201 Chestnut St, Reading, MI 49274 Property Records

Hillsdale County property record for 201 Chestnut St, Reading, MI 49274

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 856 sqft
Lot Size0.166 acres (7,231 sqft)
OwnerIndividual Name on Record
Last Sale$90,000 (Jun 2019)
Tax Bill$1,503 (2025)
Deeds & MortgagesJun 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN20-040-001-027

Property Details

APN / Parcel Number

Primary APN20-040-001-027

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area856 sqft Living Area
Gross Area1,417 sqft
1st Floor Area1,417 sqft
Basement Area748 sqft
Unfinished Basement748 sqft

Exterior

Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area7,231 sqft (0.166 acres)
Lot Dimensions157 ft deep x 46 ft wide
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address201 CHESTNUT ST
CityREADING
StateMI
Zip49274-9108
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1LDRES
Legal DescriptionN 46 FT OF LOT 8 PROUTY & FULLER ADD SEC 26 T7S R4W CITY OF READING
Legal Range04W
Legal Township07S
Legal Section26
Legal SubdivisionPROUTY & FULLER ADD
Legal Lot Number8
JurisdictionHILLSDALE MI
Township / Civil DivisionREADING
Census Block Group5
Census Block5029
Census Tract50400

Owner

Source: Hillsdale County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address201 CHESTNUT ST, READING, MI 49274-9108
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 13, 2019 · Amount on Record
Deed SaleJun 13, 2019 · Amount on Record
Prior SaleSep 11, 2006 · Amount on Record
Deed Book / Page1725 / 603
Prior Transfer DateDec 15, 2005
Prior Transfer Doc01261/0140
Record UpdatedSep 20, 2026

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSDALE MI
Recording DateJun 13, 2019
Property Address201 CHESTNUT ST, READING, MI 49274-9108
Document Number01725/0603
Book / Page1725 / 0603
Map ReferenceLB AA PG 25
Instrument DateJun 11, 2019
Transaction TypeTransfer
Record UpdatedAug 12, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$774.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address201 CHESTNUT ST, 201, READING, MI 49274-9108

Transferred To (Grantee/Buyer)

NameVerified Name
Address201 CHESTNUT ST, READING, MI 49274-9108

Mortgage

Document Number0001725604
DateJun 13, 2019
Instrument1725/604
Lender
NameGVC MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2049

Tax Assessment & Valuation

Source: Hillsdale County assessment roll, as of July 27, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyHillsdale County
MunicipalityReading City
Unified School DistrictReading Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$64,400 (+34.17%)$126,734 (+34.86%) Land $8,607 Building $118,127
2025$1,503.00 (+15.53%)
2023$48,000$93,977 Land $7,613 Building $86,364
2021$1,301.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemREADING
serves 1,078 people · EPA ID MI0005620
Water SourceGroundwater
Last State InspectionMay 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Mercury Fiber
Fixed Wireless
150 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: DMCI Broadband, Lakeland Internet.

Nearby Properties on Chestnut St

Nearby Streets

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