Santa Cruz County property record for 322 Capitola Ave, Capitola, CA 95010 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2022 |
| Square Footage | 2,200 sqft Living Area |
| Lot Size | 2,047 sqft (0.047 acres) |
| Last Sale | $3,150,000 (2026) |
| Tax Bill | $16,544.00 (2025) |
| Primary APN | 035-181-16 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 2,200 sqft Living Area |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Construction Type | Wood |
| Lot Area | 2,047 sqft (0.047 acres) |
| Street Address | 322 CAPITOLA AVE |
|---|---|
| City | CAPITOLA |
| State | CA |
| Zip | 95010 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | CAPITOLA |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 121801 |
Source: Santa Cruz County records · APN 035-181-16
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 14870 BERRY WAY, SAN JOSE, CA 95124-3549 |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Apr 22, 2026 | Grant Deed, Transfer · Conventional Mortgage BANK OF AMIERCA NA |
| Apr 13, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage NORTHPOINTE BANK |
| Apr 13, 2022 | Intrafamily Transfer, Transfer STEWART TITLE, STEWART TITLE OF CA INC |
| Apr 13, 2022 | Intrafamily Transfer, Subdivision Related Transfer STEWART TITLE, STEWART TITLE OF CA INC |
| Apr 18, 2022 | Grant Deed, Transfer STEWART TITLE, STEWART TITLE OF CA INC |
| Dec 28, 2020 | Intrafamily Transfer, Transfer · Construction Mortgage SANTA CRUZ COUNTY BANK |
| Aug 10, 2018 | Grant Deed, Transfer FIRST AMERICAN TITLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 22, 2026 · Amount on Record |
| Deed Sale | Apr 22, 2026 · Amount on Record |
| Prior Sale | Apr 13, 2022 |
| Deed Document Number | 20268862 |
| Prior Transfer Date | Apr 11, 2022 |
| Prior Transfer Doc | 0000012019 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Apr 22, 2026 |
| Property Address | 322 CAPITOLA AVE, CAPITOLA, CA 95010 |
| Document Number | 0000008862 |
| Instrument Date | Apr 15, 2026 |
| Instrument | 2026.8862 |
| Transaction Type | Transfer |
| Record Updated | May 06, 2026 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $349,965.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 14870 BERRY WAY, SAN JOSE, CA 95124-3549 |
| Document Number | 0000008863, |
|---|---|
| Date | Apr 22, 2026 |
| Instrument | 2026.8863 |
| Name | BANK OF AMIERCA NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.38% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Apr 13, 2022 |
| Property Address | 322 CAPITOLA AVE, CAPITOLA, CA 95010-3257 |
| Document Number | 0000012019 |
| Map Reference | MB 10 PG 13 |
| Instrument Date | Apr 11, 2022 |
| Instrument | 2022-0012019 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2022 |
| Title Company | STEWART TITLE, STEWART TITLE OF CA INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 340 SOQUEL DR #109 # 109, 109, SOQUEL, CA 95073 |
| Document Number | 0000012020 |
|---|---|
| Date | Apr 13, 2022 |
| Instrument | 2022-0012020 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Apr 13, 2022 |
| Property Address | 322 CAPITOLA AVE, CAPITOLA, CA 95010-3257 |
| Document Number | 0000012018 |
| Map Reference | MB 10 PG 13 |
| Instrument Date | Apr 11, 2022 |
| Instrument | 2022-0012018 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2022 |
| Title Company | STEWART TITLE, STEWART TITLE OF CA INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1414, SOQUEL, CA 95073-1414 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Apr 13, 2022 |
| Property Address | 322 CAPITOLA AVE, CAPITOLA, CA 95010-3257 |
| Document Number | 0000012017 |
| Map Reference | MB 10 PG 13 |
| Instrument Date | Apr 05, 2022 |
| Instrument | 2022-0012017 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 19, 2022 |
| Title Company | STEWART TITLE, STEWART TITLE OF CA INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 340 SOQUEL AVE #109 # 109, 109, SOQUEL, CA 95073 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Apr 18, 2022 |
| Property Address | 322 CAPITOLA AVE, CAPITOLA, CA 95010-3257 |
| Document Number | 0000012461 |
| Map Reference | MB 10 PG 13 |
| Instrument Date | Apr 05, 2022 |
| Instrument | 2022-0012461 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2022 |
| Title Company | STEWART TITLE, STEWART TITLE OF CA INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 340 SOQUEL AVE #109 # 109, 109, SOQUEL, CA 95073 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Dec 28, 2020 |
| Property Address | 322 CAPITOLA AVE, CAPITOLA, CA 95010-3257 |
| Document Number | 0000056577 |
| Map Reference | MB 10 PG 13 |
| Instrument Date | Dec 18, 2020 |
| Instrument | 2020-0056577 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2022 |
| Title Company | STEWART TITLE OF CA INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 340 SOQUEL AVE STE 109, 109, SANTA CRUZ, CA 95062-2328 |
| Document Number | 0000056578 |
|---|---|
| Date | Dec 28, 2020 |
| Instrument | 2020-0056578 |
| Name | SANTA CRUZ COUNTY BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Aug 10, 2018 |
| Property Address | 322 CAPITOLA AVE, CAPITOLA, CA 95010-3257 |
| Document Number | 0000024500 |
| Instrument Date | Aug 08, 2018 |
| Instrument | 24500 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $660.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 340 SOQUEL AVE #109 SANTA CRUZ CA 950622328, 109, SANTA CRUZ, CA 95062-2328 |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Municipality | Capitola City |
| Secondary School District | Santa Cruz City High School District (9-12) (09 - 12) |
| Elementary School District | Soquel Elementary School District (KG - 08) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,341,899 (+2%) Land $769,292 Building $572,607 | ||
| 2025 | $16,544.00 (+10.7%) | $1,315,587 (+4.04%) Land $754,208 Building $561,379 | |
| 2023 | $14,945.00 (+17.41%) | $1,264,501 Land $724,921 Building $539,580 | $2,083,680 |
| 2022 | $12,729.00 |
Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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