Seminole County property record for 401 2nd St, Geneva, FL 32732
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,058 sqft · built 1986 |
| Lot Size | 0.232 acres (10,125 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $49,400 (Dec 1986) |
| Tax Bill | $653 (2025) |
| Deeds & Mortgages | Mar 2024 Mortgage Nov 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-20-32-504-0200-0100 |
| Primary APN | 21-20-32-504-0200-0100 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,058 sqft Living Area |
| 1st Floor Area | 1,058 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Exterior Material | Siding |
| Construction Type | Wood Frame |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,125 sqft |
| Lot Dimensions | 135 ft deep x 75 ft wide |
| Garage Type | Mixed |
| Garage Area | 351 sqft |
| Carport | Carport |
| Carport Area | 1 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 44 sqft |
| Patio Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 401 2ND ST |
|---|---|
| City | GENEVA |
| State | FL |
| Zip | 32732-8900 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ALL LOTS 10 & 11 & N 17.82 FT OF LOT 12 BLK 2 GENEVA PB 2 PG 12 |
| Legal Range | 32E |
| Legal Township | 20S |
| Legal Section | 21 |
| Legal Subdivision | GENEVA |
| Legal Tract | 504 |
| Legal Block | 2 |
| Legal Lot Number | 10-12 11 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | OVIEDO |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 21201 |
Source: Seminole County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 401 2ND ST, GENEVA, FL 32732-8900 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 8, 2024 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Nov 8, 2018 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 1, 1986 · Amount on Record |
| Deed Sale | Dec 1, 1986 · Amount on Record |
| Deed Document Number | 0001808563 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 401 2ND ST, GENEVA, FL 32732-8900 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2024 |
| Name | Verified Name |
|---|---|
| Address | 401 2ND ST, GENEVA, FL 32732-8900 |
| Document Number | 0105921462 |
|---|---|
| Date | Mar 8, 2024 |
| Book Page | 10592/1462 |
| Instrument | 2024021118 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 401 2ND ST, GENEVA, FL 32732-8900 |
| Document Number | 0092511807 |
| Instrument Date | Nov 8, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 401 2ND ST GENEVA FL 327328900, GENEVA, FL 32732-8900 |
| Document Number | 0092511807 |
|---|---|
| Date | Nov 19, 2018 |
| Book Page | 009251/001807 |
| Instrument | 131594 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 18, 2033 |
Source: Seminole County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $653.00 (-23.63%) Homeowner's exemption | $86,143 (+5.99%) | $198,006 (+5.61%) Land $51,800 Building $146,206 |
| 2023 | $855.00 (+3.76%) Homeowner's exemption | $81,277 (+3%) | $187,491 (+2.66%) Land $49,000 Building $138,491 |
| 2022 | $824.00 Homeowner's exemption | $78,910 | $182,635 Land $45,500 Building $137,135 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 16 (1994–2022) |
| Claims Outside the SFHA | 7 of 16 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · above 44% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OVIEDO MARKETPLACE (CONSEC.) serves 689 people · EPA ID FL3594241 |
|---|---|
| Water Source | Purchased groundwater from SEMINOLE COUNTY SOUTHEAST |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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