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396 2nd St, Geneva, FL 32732 Property Records

Seminole County property record for 396 2nd St, Geneva, FL 32732 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,214 sqft · built 2005
Lot Size0.33 acres (14,394 sqft)
Owner2 Individual Names on File
Last Sale$355,000 (Mar 2024)
Tax Bill$3,983 (2025)
Deeds & MortgagesMar 2024 Sale & Mortgage
Mar 2019 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN21-20-32-504-0300-0130

Property Details

APN / Parcel Number

Primary APN21-20-32-504-0300-0130
Alternative APN
  • 20322150403000130

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,214 sqft Living Area
Gross Area1,556 sqft
1st Floor Area1,214 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area14,394 sqft (0.33 acres)
Lot Dimensions74 ft deep x 280 ft wide
Garage TypeAttached
Garage Area342 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area360 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address396 2ND ST
CityGENEVA
StateFL
Zip32732-8913
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 13 14 + 15 + N 1/2 OF ALLEY ON S BLK 3 GENEVA PB 2 PG 12
Legal Range32E
Legal Township20S
Legal Section21
Legal SubdivisionGENEVA
Legal Tract504
Legal Block3
Legal Lot Number13
JurisdictionSEMINOLE FL
Township / Civil DivisionOVIEDO
Census Block Group1
Census Block1003
Census Tract21201

Owner

Source: Seminole County records · APN 21-20-32-504-0300-0130

Assessment roll updated December 29, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address396 2ND ST, GENEVA, FL 32732-8913
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Mar 06, 2024Warranty Deed, Transfer · FHA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 08, 2019Deed of Trust, Mortgage · Commercial Mortgage
REGIONS BANK
Aug 29, 2017Grant Deed, Transfer
FIRST INT'L TITLE
Apr 03, 2017Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 06, 2024 · Amount on Record
Deed SaleMar 06, 2024 · Amount on Record
Prior SaleAug 29, 2017 · Amount on Record
Deed Document Number202420175
Deed Book / Page10591 / 629
Prior Transfer DateApr 11, 2008
Prior Transfer Doc0069751617
Record UpdatedJun 08, 2026

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSEMINOLE FL
Recording DateMar 06, 2024
Property Address396 2ND ST, GENEVA, FL 32732-8913
Document Number0105910629
Book / Page10591 / 629
Map ReferenceMB 2 PG 12
Instrument DateMar 01, 2024
Instrument2024020175
Transaction TypeTransfer
Record UpdatedMar 18, 2024
Title CompanySUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,485.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 368, GENEVA, FL 32732-0368

Transferred To (Grantee/Buyer)

NameVerified Name
Address396 2ND ST, GENEVA, FL 32732-8913

Mortgage

Document Number0010591631
DateMar 06, 2024
Instrument10591/631
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2054

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address396 2ND ST, GENEVA, FL 32732-8913
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0093120480
DateMar 08, 2019
Book Page09312/0480
Instrument2019024991
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35211
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term359 Months
DueFeb 20, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSEMINOLE FL
Recording DateAug 29, 2017
Property Address396 2ND ST, GENEVA, FL 32732-8913
Document Number0089800001
Book / Page008980 / 000001
Instrument DateAug 25, 2017
Instrument87655
Transaction TypeTransfer
Record UpdatedSep 19, 2017
Title CompanyFIRST INT'L TITLE

Transaction

AmountAmount Recorded
Tax$980.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address396 2ND ST GENEVA FL 327328913, GENEVA, FL 32732-8913

April 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionSEMINOLE FL
Recording DateApr 03, 2017
Property Address396 2ND ST, GENEVA, FL 32732-8913
Document Number0088871648
Book / Page008887 / 001648
Instrument DateMar 07, 2017
Instrument32716
Transaction TypeForeclosure
Record UpdatedApr 17, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address396 2ND ST GENEVA FL 327328913, GENEVA, FL 32732-8913

Tax Assessment & Valuation

Source: Seminole County records · Assessment roll updated December 29, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,983.00 (+120.91%)$309,786 (+103.18%) Land $118,400 Building $191,386$309,786 (+5.88%) Land $118,400 Building $191,386
2023$1,803.00 (+3.03%) Homeowner's exemption$152,470 (+3%)$292,586 (+3.48%) Land $112,000 Building $180,586
2022$1,750.00 Homeowner's exemption$148,029$282,750 Land $104,000 Building $178,750

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Seminole County (12117C), updated November 27, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121170212011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 22 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies22 in force
Nearby Flood Claims16 (1994–2022)
Claims Outside the SFHA7 of 16
Most Recent ClaimSep 2022, river or lake flooding, Hurricane Ian
Claims By Storm
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Irma, Sep 2017 · 3 claims
  • Tropical Storm Fay, Aug 2008 · 3 claims

Wildfire

Wildfire RiskModerate
above 67% of the US · above 44% of Florida
Wildfire LikelihoodAbout 1 in 319 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 146 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

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