358 2nd St, Geneva, FL 32732 Property Records

Seminole County property record for 358 2nd St, Geneva, FL 32732

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,492 sqft · built 2018
Lot Size0.256 acres (11,137 sqft)
Owner2 Company Names on Record
Last Sale$429,000 (Jul 2025)
Tax Bill$3,116 (2025)
Deeds & MortgagesSep 2026 Sale
Apr 2026 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN21-20-32-504-0800-014A

Property Details

APN / Parcel Number

Primary APN21-20-32-504-0800-014A
Alternative APN
  • 2032215040800014A

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Stories1 Story
Building Area1,492 sqft Living Area
Gross Area1,928 sqft
1st Floor Area1,492 sqft

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialConcrete Block/Stucco
Construction TypeMasonry / Concrete Block
Foundation TypeFooting
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area11,137 sqft (0.256 acres)
Garage TypeAttached
Garage Area436 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area108 sqft
Patio Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address358 2ND ST
CityGENEVA
StateFL
Zip32732-9056
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 14 TO 18 + N 30 FT OF AVE D + E 10 FT OF ALLEY ON W + S 10 FT OF ALLEY ON N BLK 8 (LESS N 82.5 FT) GENEVA PB 2 PG 12
Legal SubdivisionGENEVA
Legal Block8
Legal Lot Number14-18
JurisdictionSEMINOLE FL
Township / Civil DivisionOVIEDO
Census Block Group1
Census Block1017
Census Tract21201

Owner

Source: Seminole County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address358 2ND ST, GENEVA, FL 32732-9056
Owner TypeCompany
VestingTrust, Revocable Living Trust

Deeds, Mortgages & Sale History

DateDocument
Sep 17, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Apr 9, 2026Deed of Trust, Mortgage · VA Mortgage
UNITED WHOLESALE MORTGAGE
Mar 4, 2022Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Feb 11, 2021Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 9, 2025 · Amount on Record
Deed SaleJul 9, 2025 · Amount on Record
Prior SaleDec 28, 2018 · Amount on Record
Deed Document Number202566675
Deed Book / Page10857 / 659
Prior Transfer DateFeb 24, 2022
Prior Transfer Doc0101850789
Record UpdatedOct 29, 2026

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSEMINOLE FL
Recording DateSep 17, 2026
Property Address358 2ND ST, GENEVA, FL 32732-9056
Document Number0000092592
Book / Page11113 / 583
Instrument DateSep 16, 2026
Instrument202692592
Transaction TypeTransfer
Record UpdatedSep 30, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address358 2ND ST, GENEVA, FL 32732-9056

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Recording DateApr 9, 2026
Property Address358 2ND ST, GENEVA, FL 32732-9056
Document Number0000034905
Book / Page11015 / 1678
Instrument DateMar 30, 2026
Instrument202634905
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyUNITED WHOLESALE MORTGAGE LL

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner, 167
Address358 2ND ST, GENEVA, FL 32732-9056
InvestorPossibly a Property Investor

Mortgage

Document Number0000034905,
DateApr 9, 2026
Book Page11015/1678
Instrument202634905
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate TypeAdjustable Rate
Rate5.98%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

March 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSEMINOLE FL
Recording DateMar 4, 2022
Property Address358 2ND ST, GENEVA, FL 32732-9056
Document Number0101850789
Book / Page10185 / 789
Map ReferenceMB 2 PG 12
Instrument DateFeb 24, 2022
Instrument2022027348
Transaction TypeTransfer
Record UpdatedMar 21, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address358 2ND ST, GENEVA, FL 32732-9056

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address358 2ND ST, GENEVA, FL 32732-9056
Transaction TypeMortgage
Record UpdatedFeb 24, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0098430422
DateFeb 11, 2021
Book Page9843/422
Instrument2021019069
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term336 Months
DueFeb 1, 2049

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,116.00 (+8.65%)$246,407 (+5.99%)$315,712 (+17.03%) Land $74,000 Building $241,712
2023$2,868.00 (+8.88%) Homeowner's exemption$232,488 (+6.46%)$269,760 (+2%) Land $42,000 Building $227,760
2022$2,634.00 Homeowner's exemption$218,385$264,472 Land $39,000 Building $225,472

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 22 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies22 in force
Nearby Flood Claims16 (1994–2022)
Claims Outside the SFHA7 of 16
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Irma, Sep 2017 · 3 claims
  • Tropical Storm Fay, Aug 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 68% of the US · above 48% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOVIEDO MARKETPLACE (CONSEC.)
serves 689 people · EPA ID FL3594241
Water SourcePurchased groundwater from SEMINOLE COUNTY SOUTHEAST
Last State InspectionSep 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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