381 2nd St, Geneva, FL 32732 Property Records

Seminole County property record for 381 2nd St, Geneva, FL 32732 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms1 Baths
Year BuiltBuilt 1970
Square Footage2,228 sqft Living Area
Lot Size1.26 acres
OccupancyOwner Occupied
Last Sale$103,000 (2002)
Tax Bill$1,143.00 (2025)

Property Details

APN / Parcel Number

Primary APN21-20-32-504-0900-0180

Interior

Bedrooms4 Beds
Full Baths1 Baths
Building Area2,228 sqft Living Area
1st Floor2,228 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring

Exterior

Year BuiltBuilt 1926
Effective Year BuiltEffective 1970
Exterior MaterialSiding Exterior
Construction TypeWood Frame Construction
Foundation TypePier/Post & Beam Foundation
Roof ConstructionCathedral/Clerestory Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area54,900 sqft
Depth X Width180 ft x 305 ft Depth x Width
PorchFinished/Screened Porch
Porch Area240 sqft Porch
Pole Structure1,500 sqft Pole Structure

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Street Address381 2ND ST
CityGENEVA
StateFL
Zip32732-9057
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOTS 18 TO 31 & VACD ALLEY ADJ & N 30 FT OF AVE D ADJ ON S BLK 9 GENEVA PB 2 PG 12
Legal Range32
Legal Township20
Legal Section21
Legal SubdivisionGENEVA
Legal Tract504
Legal Block9
Legal Lot Number18-31
JurisdictionSEMINOLE FL
Minor Civil DivisionOVIEDO
Census Blockgroup1
Census Block1018
Census Tract21201

Owner

Source: Seminole County records · APN 21-20-32-504-0900-0180

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on File
Mailing Address381 2ND ST, GENEVA, FL 32732-9057
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Mar 23, 2023Deed of Trust, Mortgage · Line of Credit
FAIRWINDS CU
Jul 22, 2019Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 05, 2002 · Amount on Record
Deed SaleMar 05, 2002 · Amount on Record
Prior SaleApr 18, 1995 · Amount on Record
Deed Doc Number0434101387
Deed Book / Page04341 / 01387
Record RefreshedJun 08, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address381 2ND ST, GENEVA, FL 32732-9057
Transaction TypeMortgage
Record UpdatedApr 04, 2023
Title CompanyMORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SERVICES INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address381 2ND ST, GENEVA, FL 32732-9057

Mortgage

Document Number0104100295
DateMar 23, 2023
Book Page10410/295
Instrument2023026420
Lender
NameFAIRWINDS CU
TypeCredit Union
AddressORLANDO, FL 32826
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueMar 22, 2038
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address381 2ND ST, GENEVA, FL 32732-9057
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0093981367
DateJul 22, 2019
Book Page09398/1367
Instrument2019077901
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2049

Tax Assessment & Valuation

Source: Seminole County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,143.00 (-11.53%) Homeowner's exemption$120,953 (+5.99%)$376,245 (+4.79%) Land $185,000 Building $191,245
2023$1,292.00 (+3.28%) Homeowner's exemption$114,120 (+3%)$359,063 (+4.18%) Land $175,000 Building $184,063
2022$1,251.00 Homeowner's exemption$110,796$344,665 Land $162,500 Building $182,165

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Seminole County (12117C), updated November 27, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 69% of the US · above 49% of Florida
Wildfire LikelihoodAbout 1 in 301 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on 2nd St

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