4000 Natchez Trace Dr, Saint Cloud, FL 34769 Property Records

Osceola County property record for 4000 Natchez Trace Dr, Saint Cloud, FL 34769

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,149 sqft · built 1992
Lot Size	0.126 acres (5,489 sqft)
Owner	Individual Name on File
Last Sale	$95,000 (Feb 2014)
Tax Bill	$1,027 (2025)
Deeds & Mortgages	Apr 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`83245`

Property Details

APN / Parcel Number

Primary APN	`83245`
Alternative APN	`092630056000010190`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,149 sqft Heated Area
Gross Area	1,904 sqft
1st Floor Area	1,149 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,489 sqft (0.126 acres)
Lot Dimensions	110 ft deep x 50 ft wide
Garage Type	Finished
Garage Area	437 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Screened Porch
Porch Area	270 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	83245
Street Address	4000 NATCHEZ TRACE DR
City	SAINT CLOUD
State	FL
Zip	34769-6813
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPUD
Legal Description	NATCHEZ TRACE PB 5 PGS 105-106 LOT 19
Legal Range	30E
Legal Township	26S
Legal Section	09
Legal Subdivision	NATCHEZ TRACE & PINE ISLE IN CITY
Legal Tract	560
Legal Block	1
Legal Lot Number	19
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3032
Census Tract	43208

Owner

Source: Osceola County records · APN 83245

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4000 NATCHEZ TRACE DR, SAINT CLOUD, FL 34769-6813
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 27, 2014 · Amount on Record
Deed Sale	Feb 27, 2014 · Amount on Record
Prior Sale	Feb 27, 2014 · Amount on Record
Deed Document Number	0045760436
Deed Book / Page	4576 / 0436
Last Transfer Date	Apr 04, 2022
Transfer Doc	0061860977
Record Updated	Jun 08, 2026

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	Apr 04, 2022
Property Address	4000 NATCHEZ TRACE DR, SAINT CLOUD, FL 34769-6813
Document Number	0061860977
Book / Page	6186 / 977
Map Reference	MB 5 PG 105&106
Instrument Date	Mar 29, 2022
Instrument	2022053070
Transaction Type	Transfer
Record Updated	Apr 19, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4000 NATCHEZ TRACE DR, SAINT CLOUD, FL 34769-6813

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,027.00 (+9.26%) Homeowner's exemption Widower's exemption	$105,296 (+5.99%)	$234,300 (+3.9%) Land $60,000 Building $174,300
2023	$940.00 (-3.09%) Homeowner's exemption Widower's exemption	$99,349 (+3%)	$225,500 (+30.72%) Land $55,000 Building $170,500
2022	$970.00 Homeowner's exemption Widower's exemption	$96,456	$172,500 Land $42,000 Building $130,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	25 in force

Wildfire

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 300 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.