4005 River Rd, Reading, PA 19605 Property Records

Berks County property record for 4005 River Rd, Reading, PA 19605

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,072 sqft · built 1994
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on File
Last Sale	$215,000 (Apr 2020)
Tax Bill	$2,239 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Oct 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4399-19-60-8475`

Property Details

APN / Parcel Number

Primary APN	`4399-19-60-8475`
Alternative APNs	`66-4399-19-60-8475` `66000109` `000109`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,072 sqft Living Area
Family Room	Family Room

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Aluminum/Vinyl
Lot Area	20,038 sqft (0.46 acres)
View / Lot	Neighborhood
Garage Type	Attached
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	66000109
Street Address	4005 RIVER RD
City	READING
State	PA
Zip	19605-1352
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	WHITFORD HILL & WHITFORD HILL
Legal Block	60
Legal Lot Number	1A/B
Jurisdiction	BERKS PA
Township / Civil Division	MUHLENBERG
Census Block Group	2
Census Block	2001
Census Tract	12702

Owner

4005 River Rd is owned and occupied by two individuals who bought it in April 2020.

Source: Berks County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4005 RIVER RD, READING, PA 19605-1352
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE MORTGAGE
Oct 11, 2022	Deed of Trust, Mortgage · FHA Mortgage ADVANTAGEFIRST LENDING INC
Apr 7, 2020	Deed, Transfer · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2020 · Amount on File
Deed Sale	Apr 7, 2020 · Amount on File
Deed Document Number	202011825
Prior Transfer Date	Aug 27, 2008
Prior Transfer Doc	0000045067
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Recording Date	Jul 9, 2026
Property Address	4005 RIVER RD, READING, PA 19605-1352
Document Number	0000022098
Instrument Date	Jun 25, 2026
Instrument	202622098
Transaction Type	Mortgage
Record Updated	Jul 23, 2026
Title Company	IDEAL TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	4005 RIVER RD, READING, PA 19605-1352

Mortgage

Document Number	0000022098,
Date	Jul 9, 2026
Instrument	202622098

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	4005 RIVER RD, READING, PA 19605-1352
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	STATES TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039995
Date	Oct 11, 2022
Instrument	2022039995

Lender

Name	ADVANTAGEFIRST LENDING INC
Type	Lending Institution
Address	RANCHO SANTA MARGARITA, CA 92688

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

April 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Apr 7, 2020
Property Address	4005 RIVER RD, READING, PA 19605-1352
Document Number	0000011825
Instrument Date	Apr 3, 2020
Instrument	2020011825
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	POWER SETTLEMENT GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4005 RIVER RD, READING, PA 19605-1352

Mortgage

Document Number	0000011826
Date	Apr 7, 2020
Instrument	2020011826

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 4005 River Rd was $2,239.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
County Subdivision	Muhlenberg Township
Unified School District	Muhlenberg School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,239.00	$149,200 Land $42,400 Building $106,800	$42,400 Land $42,400
2024	$2,095.00	$149,200 Land $42,400 Building $106,800
1994			$149,200 Land $42,400 Building $106,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4005 River Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Oct 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4005 River Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUHLENBERG TWP MUNI AUTH serves 22,400 people · EPA ID PA3060038
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2020
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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