4012 River Rd, Reading, PA 19605 Property Records

Berks County property record for 4012 River Rd, Reading, PA 19605

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,588 sqft · built 1998
Lot Size	0.49 acres (21,344 sqft)
Owner	2 Individual Names on Record
Last Sale	$230,000 (Jul 2018)
Tax Bill	$2,579 (2026)
Deeds & Mortgages	May 2020 Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4399-19-60-4494`

Property Details

APN / Parcel Number

Primary APN	`4399-19-60-4494`
Alternative APNs	`66-4399-19-60-4494` `66000684` `000684`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,588 sqft Living Area
1st Floor Area	1,588 sqft
Family Room	Family Room

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Stucco
Lot Area	21,344 sqft (0.49 acres)
View / Lot	Neighborhood
Garage Type	Attached
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	66000684
Street Address	4012 RIVER RD
City	READING
State	PA
Zip	19605-1353
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	WHITFORD HILL TWNHS
Legal Block	60
Legal Lot Number	12
Jurisdiction	BERKS PA
Township / Civil Division	MUHLENBERG
Census Block Group	2
Census Block	2000
Census Tract	12702

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4012 RIVER RD, READING, PA 19605-1353
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage RESIDENTIAL MORTGAGE SERVICES
Jul 2, 2018	Deed, Transfer · Conventional Mortgage RESIDENTIAL MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2018 · Amount on Record
Deed Sale	Jul 2, 2018 · Amount on Record
Prior Sale	Jul 7, 2004 · Amount on Record
Deed Document Number	201822015
Prior Transfer Date	Nov 4, 2004
Prior Transfer Doc	0000083096
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	4012 RIVER RD, READING, PA 19605-1353
Transaction Type	Mortgage
Record Updated	Sep 20, 2021
Title Company	FIRST AMER ABSTRACT WYOMISSI

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016449
Date	May 19, 2020
Instrument	2020016449

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company
Address	SOUTH PORTLAND, ME 04106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

July 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Jul 2, 2018
Property Address	4012 RIVER RD, READING, PA 19605-1353
Document Number	0000022015
Map Reference	MB 123 PG 29
Instrument Date	Jun 26, 2018
Instrument	2018022015
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	HEARTLAND ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	627 N 4TH ST, 627, READING, PA 19601-2824

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2806 MANNERCHOR RD, TEMPLE, PA 19560-9604

Mortgage

Document Number	0000022016
Date	Jul 2, 2018
Instrument	2018022016

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
County Subdivision	Muhlenberg Township
Unified School District	Muhlenberg School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,579.00 (+6.92%)	$171,800 (-) Land $34,900 Building $136,900	$34,900 (-79.69%) Land $34,900
2024	$2,412.00	$171,800 Land $34,900 Building $136,900
1994			$171,800 Land $34,900 Building $136,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Oct 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUHLENBERG TWP MUNI AUTH serves 22,400 people · EPA ID PA3060038
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2020
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Verizon.

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