3925 River Rd, Reading, PA 19605 Property Records

Berks County property record for 3925 River Rd, Reading, PA 19605

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,208 sqft · built 1900
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on File
Last Sale	$86,900 (Feb 2003)
Tax Bill	$959 (2026)
Deeds & Mortgages	Jun 2021 Mortgage Oct 2017 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`4399-19-70-0242`

Property Details

APN / Parcel Number

Primary APN	`4399-19-70-0242`
Alternative APNs	`66-4399-19-70-0242` `66000654` `000654`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,208 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Asbestos
Lot Area	11,761 sqft (0.27 acres)
View / Lot	Neighborhood
Garage Type	Detached
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	66000654
Street Address	3925 RIVER RD
City	READING
State	PA
Zip	19605-1346
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	REED SKETCH PLAN
Legal Block	70
Legal Lot Number	1
Jurisdiction	BERKS PA
Township / Civil Division	MUHLENBERG
Census Block Group	3
Census Block	3010
Census Tract	12701

Owner

3925 River Rd is owned and occupied by an individual who acquired it in April 2008.

Source: Berks County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	3925 RIVER RD, READING, PA 19605-1346
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2021	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Oct 13, 2017	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 6, 2003 · Amount on File
Deed Sale	Feb 6, 2003 · Amount on File
Deed Document Number	20038461
Deed Book / Page	3690 / 937
Last Transfer Date	Apr 16, 2008
Transfer Doc	0000021815
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	3925 RIVER RD, READING, PA 19605-1346
Transaction Type	Mortgage
Record Updated	Jul 7, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031277
Date	Jun 22, 2021
Instrument	2021031277

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	3925 RIVER RD, READING, PA 19605-1346
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038169
Date	Oct 13, 2017
Instrument	2017038169

Lender

Name	NATIONSTAR MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 3925 River Rd was $959 with a homeowner's exemption.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
County Subdivision	Muhlenberg Township
Unified School District	Muhlenberg School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$959.00 Homeowner's exemption	$63,900 Land $38,500 Building $25,400	$38,500 Land $38,500
2024	$897.00	$63,900 Land $38,500 Building $25,400
1994			$63,900 Land $38,500 Building $25,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3925 River Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3925 River Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUHLENBERG TWP MUNI AUTH serves 22,400 people · EPA ID PA3060038
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2020
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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