3917 River Rd, Reading, PA 19605 Property Records

Berks County property record for 3917 River Rd, Reading, PA 19605

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,922 sqft · built 1920
Lot Size	0.67 acres (29,185 sqft)
Owner	2 Individual Names on File
Last Sale	$175,000 (Jun 2004)
Tax Bill	$2,019 (2026)
Deeds & Mortgages	Sep 2025 Line of Credit Feb 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`4399-19-70-4059`

Property Details

APN / Parcel Number

Primary APN	`4399-19-70-4059`
Alternative APNs	`66-4399-19-70-4059` `66131900` `131900`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,922 sqft Living Area
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Wood
Construction Type	Frame
Lot Area	29,185 sqft (0.67 acres)
Terrain	Above Road/Slope
View / Lot	Neighborhood
Garage Type	Detached
Garage Area	340 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	512 sqft
Porch	Open Frame Porch
Shed	1 Shed
Shed Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	66131900
Street Address	3917 RIVER RD
City	READING
State	PA
Zip	19605-1346
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	RIVER VIEW
Legal Block	70
Legal Lot Number	3
Jurisdiction	BERKS PA
Township / Civil Division	MUHLENBERG
Census Block Group	3
Census Block	3010
Census Tract	12701

Owner

3917 River Rd is owned and occupied by two individuals who bought it in June 2004.

Source: Berks County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3917 RIVER RD, READING, PA 19605-1346
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2025	Deed of Trust, Mortgage · Line of Credit UNIVEST BANK & TRUST CO
Feb 10, 2023	Deed of Trust, Mortgage · Line of Credit UNIVEST BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2004 · Amount on File
Deed Sale	Jun 10, 2004 · Amount on File
Deed Document Number	200446736
Deed Book / Page	4080 / 554
Prior Transfer Date	Oct 15, 2002
Prior Transfer Doc	0000074320
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	3917 RIVER RD, READING, PA 19605-1346
Transaction Type	Mortgage
Record Updated	Oct 9, 2025
Title Company	DVP ABSTRACT, GDV ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3917 RIVER RD, READING, PA 19605-1346

Mortgage

Document Number	0000029752
Date	Sep 26, 2025
Instrument	2025029752

Lender

Name	UNIVEST BANK & TRUST CO
Type	Bank
Address	14 N MAIN ST, SOUDERTON, PA 18964

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Sep 19, 2050

Interest

Change Frequency	Monthly

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	3917 RIVER RD, READING, PA 19605-1346
Transaction Type	Mortgage
Record Updated	Feb 24, 2023
Title Company	GDV ABSTRACT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003866
Date	Feb 10, 2023
Instrument	2023003866

Lender

Name	UNIVEST BANK & TRUST CO
Type	Bank
Address	SOUDERTON, PA 18964

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Feb 6, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 3917 River Rd was $2,019 with a homeowner's exemption.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
County Subdivision	Muhlenberg Township
Unified School District	Muhlenberg School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,019.00 Homeowner's exemption	$134,500 Land $53,000 Building $81,500	$53,000 Land $53,000
2024	$1,889.00	$134,500 Land $53,000 Building $81,500
1994			$134,500 Land $53,000 Building $81,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3917 River Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3917 River Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUHLENBERG TWP MUNI AUTH serves 22,400 people · EPA ID PA3060038
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2020
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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