El Dorado County property record for 4005 Garnet Rd, Pollock Pines, CA 95726
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,947 sqft · built 1986 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $455,000 (Mar 2026) |
| Tax Bill | $4,165 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Oct 2023 Line of Credit + 7 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 042-622-003-000 |
| Primary APN | 042-622-003-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,947 sqft Living Area |
| 1st Floor Area | 1,947 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1987 |
| Construction Type | Wood |
| Lot Area | 11,761 sqft (0.27 acres) |
| Terrain | Gentle Slope |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 1,947 sqft |
| Water Source | Commercial |
|---|
| Street Address | 4005 GARNET RD |
|---|---|
| City | POLLOCK PINES |
| State | CA |
| Zip | 95726-9135 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | L 55 GLD RDG FOR 3 |
| Legal Subdivision | GLD RDG FOR 3 |
| Legal Lot Number | 55 |
| Jurisdiction | EL DORADO CA |
| Township / Civil Division | SOUTH EL DORADO |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 31406 |
Source: El Dorado County records, as of September 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4005 GARNET RD, POLLOCK PINES, CA 95726-9135 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Nov 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Oct 2, 2023 | Deed of Trust, Mortgage · Line of Credit LENDAGE LLC |
| Mar 17, 2026 | Grant Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC |
| Oct 10, 2019 | Deed of Trust, Mortgage · Conventional Mortgage NMSI INC |
| Nov 22, 2019 | Deed of Trust, Mortgage · Conventional Mortgage NMSI INC |
| Apr 20, 2020 | Quit Claim Deed, Transfer PLACER TITLE COMPANY, PLACER TITLE CO. |
| Apr 20, 2020 | Grant Deed, Transfer · Conventional with PMI QUICKEN LNS |
| Jan 15, 2020 | Intrafamily Transfer, Transfer · Line of Credit EL DORADO SAVINGS BANK |
| Oct 17, 2018 | Grant Deed, Transfer · Conventional Mortgage CALIBER HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 17, 2026 · Amount on Record |
| Deed Sale | Mar 17, 2026 · Amount on Record |
| Prior Sale | Apr 20, 2020 · Amount on Record |
| Deed Document Number | 20268618 |
| Prior Transfer Date | Apr 16, 2020 |
| Prior Transfer Doc | 0000017674 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 4005 GARNET RD, POLLOCK PINES, CA 95726-9135 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2026 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 4005 GARNET RD, POLLOCK PINES, CA 95726-9135 |
| Document Number | 0000071305 |
|---|---|
| Date | Nov 17, 2021 |
| Instrument | 2021-0071305 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 4005 GARNET RD, POLLOCK PINES, CA 95726-9135 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4005 GARNET RD, POLLOCK PINES, CA 95726-9135 |
| Document Number | 0000027558 |
|---|---|
| Date | Oct 2, 2023 |
| Instrument | 2023-0027558 |
| Name | LENDAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | LIMA, OH 45801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 1, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Mar 17, 2026 |
| Property Address | 4005 GARNET RD, POLLOCK PINES, CA 95726-9135 |
| Document Number | 0000008618 |
| Map Reference | MB E PG 105 |
| Instrument Date | Dec 8, 2025 |
| Instrument | 2026-0008618 |
| Transaction Type | Transfer |
| Record Updated | Mar 25, 2026 |
| Title Company | FIDELITY NATL TTL CO OF CA |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4005 GARNET RD, POLLOCK PINES, CA 95726-9135 |
| Document Number | 0000008619 |
|---|---|
| Date | Mar 17, 2026 |
| Instrument | 2026-0008619 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Number | 0000008620 |
|---|---|
| Date | Mar 17, 2026 |
| Instrument | 2026-0008620 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Address | ORANGE, CA 92868 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 4005 GARNET RD, POLLOCK PINES, CA 95726-9135 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | OLD REPUBLIC TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000042869 |
|---|---|
| Date | Oct 10, 2019 |
| Instrument | 2019-0042869 |
| Name | NMSI INC |
|---|---|
| Type | Mortgage Company |
| Address | LOS ANGELES, CA 90010 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 4005 GARNET RD, POLLOCK PINES, CA 95726-9135 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | OLD REPUBLIC TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000050330 |
|---|---|
| Date | Nov 22, 2019 |
| Instrument | 2019-0050330 |
| Name | NMSI INC |
|---|---|
| Type | Mortgage Company |
| Address | LOS ANGELES, CA 90010 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Apr 20, 2020 |
| Property Address | 4005 GARNET RD, POLLOCK PINES, CA 95726-9135 |
| Document Number | 0000017674 |
| Instrument Date | Apr 16, 2020 |
| Instrument | 17674 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2020 |
| Title Company | PLACER TITLE COMPANY, PLACER TITLE CO. |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 4005 GARNET RD POLLOCK PINES CA 957269517, POLLOCK PINES, CA 95726-9517 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Apr 20, 2020 |
| Property Address | 4005 GARNET RD, POLLOCK PINES, CA 95726-9135 |
| Document Number | 0000017673 |
| Instrument Date | Apr 16, 2020 |
| Instrument | 17673 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2020 |
| Title Company | PLACER TITLE COMPANY, PLACER TITLE CO. |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $380.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 4005 GARNET RD POLLOCK PINES CA 957269517, POLLOCK PINES, CA 95726-9517 |
| Document Number | 17675 |
|---|---|
| Date | Apr 20, 2020 |
| Instrument | 17675 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 19, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Jan 15, 2020 |
| Property Address | 4005 GARNET RD, POLLOCK PINES, CA 95726-9135 |
| Document Number | 0000001868 |
| Map Reference | MB E PG 105 |
| Instrument Date | Jan 14, 2020 |
| Instrument | 2020-0001868 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2021 |
| Title Company | PLACER TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 4005 GARNET RD, POLLOCK PINES, CA 95726-9517 |
| Document Number | 0000001869 |
|---|---|
| Date | Jan 15, 2020 |
| Instrument | 2020-0001869 |
| Name | EL DORADO SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Oct 17, 2018 |
| Property Address | 4005 GARNET RD, POLLOCK PINES, CA 95726-9135 |
| Document Number | 0000040409 |
| Instrument Date | Oct 11, 2018 |
| Instrument | 40409 |
| Transaction Type | Transfer |
| Record Updated | Jun 11, 2019 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $379.50 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 4005 GARNET RD POLLOCK PINES CA 957269517, POLLOCK PINES, CA 95726-9517 |
| Document Number | 40410 |
|---|---|
| Date | Oct 17, 2018 |
| Instrument | 40410 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 16, 2048 |
Source: El Dorado County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | California |
| County | El Dorado County |
| Secondary School District | El Dorado Union High School District (09 - 12) |
| Elementary School District | Pollock Pines Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $384,846 (+2%) Land $94,815 Building $290,031 | |
| 2025 | $4,165.00 (+4.6%) | $377,301 (+4.04%) Land $92,956 Building $284,345 |
| 2024 | $3,982.00 (+1.95%) | |
| 2023 | $3,906.00 (+1.53%) | $362,652 Land $89,348 Building $273,304 |
| 2022 | $3,847.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective August 25, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 82% of the US · above 60% of California |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures