El Dorado County property record for 3977 Garnet Rd, Pollock Pines, CA 95726
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,156 sqft · built 2000 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Company Name on Record |
| Last Sale | $370,000 (Nov 2021) |
| Tax Bill | $4,331 (2025) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 042-623-001-000 |
| Primary APN | 042-623-001-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,156 sqft Living Area |
| 1st Floor Area | 1,156 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Construction Type | Wood |
| Lot Area | 10,019 sqft (0.23 acres) |
| Terrain | Gentle Slope |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 1,156 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Water Source | Commercial |
| Street Address | 3977 GARNET RD |
|---|---|
| City | POLLOCK PINES |
| State | CA |
| Zip | 95726-9517 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | L 53 GLD RDG FOR 3 |
| Legal Subdivision | GLD RDG FOR 3 |
| Legal Lot Number | 53 |
| Jurisdiction | EL DORADO CA |
| Township / Civil Division | SOUTH EL DORADO |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 31406 |
Source: El Dorado County records, as of September 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 6629 GILD CREEK RD, SHINGLE SPRINGS, CA 95682-9342 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Nov 30, 2021 | Grant Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC |
| Dec 1, 2020 | Deed of Trust, Mortgage · VA Mortgage GUILD MORTGAGE CO |
| Jan 30, 2018 | Grant Deed, Transfer · VA Mortgage THE PEOPLES BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 30, 2021 · Amount on Record |
| Deed Sale | Nov 30, 2021 · Amount on Record |
| Prior Sale | Jan 30, 2018 · Amount on Record |
| Deed Document Number | 202173571 |
| Last Transfer Date | Sep 14, 2024 |
| Transfer Doc | 0000026379 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Nov 30, 2021 |
| Property Address | 3977 GARNET RD, POLLOCK PINES, CA 95726-9517 |
| Document Number | 0000073571 |
| Map Reference | MB E PG 105 |
| Instrument Date | Nov 23, 2021 |
| Instrument | 2021-0073571 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3977 GARNET RD, POLLOCK PINES, CA 95726-9517 |
| Document Number | 0000073572 |
|---|---|
| Date | Nov 30, 2021 |
| Instrument | 2021-0073572 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 3977 GARNET RD, POLLOCK PINES, CA 95726-9517 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TICOR TITLE SAN DIEGO BRANCH |
| Name | Verified Name |
|---|---|
| Address | 3977 GARNET RD, POLLOCK PINES, CA 95726-9517 |
| Document Number | 0000069367 |
|---|---|
| Date | Dec 1, 2020 |
| Instrument | 2020-0069367 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Jan 30, 2018 |
| Property Address | 3977 GARNET RD, POLLOCK PINES, CA 95726-9517 |
| Document Number | 0000003572 |
| Map Reference | MB E PG 105 |
| Instrument Date | Jan 25, 2018 |
| Instrument | 2018-0003572 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2021 |
| Title Company | OLD REPUBLIC TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3977 GARNET RD, POLLOCK PINES, CA 95726-9517 |
| Document Number | 0000003573 |
|---|---|
| Date | Jan 30, 2018 |
| Instrument | 2018-0003573 |
| Name | THE PEOPLES BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2048 |
Source: El Dorado County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | California |
| County | El Dorado County |
| Secondary School District | El Dorado Union High School District (09 - 12) |
| Elementary School District | Pollock Pines Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $400,498 (+2%) Land $102,830 Building $297,668 | |
| 2025 | $4,331.00 (+6.49%) | $392,646 (+4.04%) Land $100,814 Building $291,832 |
| 2024 | $4,067.00 (+1.98%) | |
| 2023 | $3,988.00 (+1.19%) Homeowner's exemption | $377,400 Land $96,900 Building $280,500 |
| 2022 | $3,941.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective August 25, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 82% of the US · above 60% of California |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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