3976 Garnet Rd, Pollock Pines, CA 95726 Property Records

El Dorado County property record for 3976 Garnet Rd, Pollock Pines, CA 95726 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,344 sqft · built 1979
Lot Size	0.49 acres (21,344 sqft)
Owner	2 Company Names on File
Tax Bill	$1,535 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit May 2024 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`042-611-001-000`

Property Details

APN / Parcel Number

Primary APN	`042-611-001-000`
Alternative APNs	`04261101100` `0426110110`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Construction Type	Wood
Lot Area	21,344 sqft (0.49 acres)
Terrain	Gentle Slope
Patio Area	1,344 sqft

Utilities, Heating & Cooling

Water Source	Commercial

Location & Zoning

Street Address	3976 GARNET RD
City	POLLOCK PINES
State	CA
Zip	95726-9517
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 61 GLD RDG FOR 3
Legal Subdivision	GLD RDG FOR 3
Legal Lot Number	61
Jurisdiction	EL DORADO CA
Township / Civil Division	SOUTH EL DORADO
Census Block Group	4
Census Block	4005
Census Tract	31406

Owner

Source: El Dorado County records · APN 042-611-001-000

Assessment roll updated August 18, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	3976 GARNET RD, POLLOCK PINES, CA 95726-9517
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2026	Deed of Trust, Mortgage · Line of Credit EL DORADO SAVINGS BANK
May 03, 2024	Intrafamily Transfer, Transfer
Jul 26, 2021	Deed of Trust, Mortgage · Line of Credit EL DORADO SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Apr 30, 2024
Transfer Doc	0000012568
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Recording Date	Aug 10, 2026
Property Address	3976 GARNET RD, POLLOCK PINES, CA 95726-9517
Document Number	0000025988
Instrument Date	Jul 31, 2026
Instrument	202625988
Transaction Type	Mortgage
Record Updated	Aug 17, 2026
Title Company	PLACER TITLE ER, PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust, 165

Mortgage

Document Number	0000025988,
Date	Aug 10, 2026
Instrument	202625988

Lender

Name	EL DORADO SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.43%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EL DORADO CA
Recording Date	May 03, 2024
Property Address	3976 GARNET RD, POLLOCK PINES, CA 95726-9517
Document Number	0000012568
Map Reference	MB E PG 105
Instrument Date	Apr 30, 2024
Instrument	2024-0012568
Transaction Type	Transfer
Record Updated	May 22, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3976 GARNET RD, POLLOCK PINES, CA 95726-9517

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	3976 GARNET RD, POLLOCK PINES, CA 95726-9517
Transaction Type	Mortgage
Record Updated	Aug 03, 2021
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3976 GARNET RD, POLLOCK PINES, CA 95726-9517

Mortgage

Document Number	0000048139
Date	Jul 26, 2021
Instrument	2021-0048139

Lender

Name	EL DORADO SAVINGS BANK
Type	Bank
Address	PLACERVILLE, CA 95667

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: El Dorado County records · Assessment roll updated August 18, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Pollock Pines Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$1,535.00 (+4.49%) Homeowner's exemption	$140,862 (+4.04%) Land $21,118 Building $119,744
2024	$1,469.00 (+1.94%)
2023	$1,441.00 (+1.62%) Homeowner's exemption	$135,395 Land $20,299 Building $115,096
2022	$1,418.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, El Dorado County (06017C), updated August 25, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	High above 82% of the US · above 61% of California
Wildfire Likelihood	About 1 in 214 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 173 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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