4000 Garnet Rd, Pollock Pines, CA 95726 Property Records

El Dorado County property record for 4000 Garnet Rd, Pollock Pines, CA 95726

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,616 sqft · built 2006
Lot Size0.46 acres (20,038 sqft)
OwnerIndividual Name on Record
Last Sale$495,000 (Nov 2024)
Tax Bill$5,436 (2025)
Deeds & MortgagesOct 2023 Line of Credit
Jun 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN042-621-003-000

Property Details

APN / Parcel Number

Primary APN042-621-003-000
Alternative APNs
  • 04262103100
  • 0426210310

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,616 sqft Living Area
1st Floor Area1,616 sqft

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2007
Construction TypeWood
Lot Area20,038 sqft (0.46 acres)
TerrainGentle Slope
Garage TypeAttached
Garage Area1,600 sqft
Parking Spaces6 Parking Spaces
Patio Area1,616 sqft

Utilities, Heating & Cooling

Water SourceCommercial

Location & Zoning

Street Address4000 GARNET RD
CityPOLLOCK PINES
StateCA
Zip95726-9135
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionL 59 GLD RDG FOR 3
Legal SubdivisionGLD RDG FOR 3
Legal Lot Number59
JurisdictionEL DORADO CA
Township / Civil DivisionSOUTH EL DORADO
Census Block Group4
Census Block4005
Census Tract31406

Owner

Source: El Dorado County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4000 GARNET RD, POLLOCK PINES, CA 95726-9135
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Woman

Deeds, Mortgages & Sale History

DateDocument
Oct 5, 2023Deed of Trust, Mortgage · Line of Credit
SCHOOLSFIRST FCU
Jun 11, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
EVERGREEN MONEYSOURCE MORTGAGE CO
Mar 16, 2018Deed of Trust, Mortgage · Line of Credit
SCHOOLS FINANCIAL CU
Nov 10, 2017Deed of Trust, Mortgage · Conventional Mortgage
STEARNS LNDG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 26, 2024 · Amount on Record
Deed SaleNov 26, 2024 · Amount on Record
Prior SaleNov 16, 2011 · Amount on Record
Deed Document Number202434980
Prior Transfer DateJun 7, 2021
Prior Transfer Doc0000039275
Record UpdatedOct 29, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEL DORADO CA
Property Address4000 GARNET RD, POLLOCK PINES, CA 95726-9135
Transaction TypeMortgage
Record UpdatedOct 17, 2023
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4000 GARNET RD, POLLOCK PINES, CA 95726-9135

Mortgage

Document Number0000028110
DateOct 5, 2023
Instrument2023-0028110
Lender
NameSCHOOLSFIRST FCU
TypeCredit Union
AddressTUSTIN, CA 92780
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionEL DORADO CA
Recording DateJun 11, 2021
Property Address4000 GARNET RD, POLLOCK PINES, CA 95726-9135
Document Number0000039275
Map ReferenceMB E PG 105
Instrument DateJun 7, 2021
Instrument2021-0039275
Transaction TypeTransfer
Record UpdatedJul 25, 2023
Title CompanyPLACER TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address4000 GARNET RD, PACIFIC HOUSE, CA 95726-9135

Mortgage

Document Number0000039276
DateJun 11, 2021
Instrument2021-0039276
Lender
NameEVERGREEN MONEYSOURCE MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEL DORADO CA
Property Address4000 GARNET RD, POLLOCK PINES, CA 95726-9517
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyACCOMMODATION

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000009727
DateMar 16, 2018
Instrument2018-0009727
Lender
NameSCHOOLS FINANCIAL CU
TypeCredit Union
AddressSACRAMENTO, CA 95853
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueMar 8, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEL DORADO CA
Property Address4000 GARNET RD, POLLOCK PINES, CA 95726-9517
Document Number0000052163
Instrument DateNov 10, 2017
Transaction TypeMortgage
Record UpdatedJun 11, 2019
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4000 GARNET RD POLLOCK PINES CA 957269517, POLLOCK PINES, CA 95726-9517

Mortgage

Document Number0000052163
DateNov 16, 2017
Instrument52163
Lender
NameSTEARNS LNDG
AddressSANTA ANA, CA 92707-8788
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 15, 2047

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyEl Dorado County
Secondary School DistrictEl Dorado Union High School District (09 - 12)
Elementary School DistrictPollock Pines Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$504,900 (+2%) Land $75,480 Building $429,420
2025$5,436.00 (+162.1%)$495,000 (+153.11%) Land $74,000 Building $421,000
2023$2,074.00 (+1.57%) Homeowner's exemption$195,566 Land $30,175 Building $165,391
2022$2,042.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 82% of the US · above 60% of California
Wildfire Likelihood0.5% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEL DORADO ID - MAIN
serves 128,408 people · EPA ID CA0910001
Water SourceSurface water
Last State InspectionFeb 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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