4000 Cloud View Ln, Indian Trail, NC 28079 Property Records

Union County property record for 4000 Cloud View Ln, Indian Trail, NC 28079

Property Summary

Property Type	Rural Home
Details	4 bd · 4 ba · 3,731 sqft · built 2008
Lot Size	0.286 acres (12,458 sqft)
Owner	2 Individual Names on Record
Last Sale	$342,000 (May 2019)
Tax Bill	$4,004 (2025)
Deeds & Mortgages	Dec 2021 Mortgage May 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-058-128`

Property Details

APN / Parcel Number

Primary APN	`07-058-128`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	3,731 sqft Living Area
1st Floor Area	2,238 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Hip
Lot Area	12,458 sqft (0.286 acres)
Garage Type	Attached
Garage Area	471 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	38 sqft
Deck Area	189 sqft
Patio Area	189 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4000 CLOUD VIEW LN
City	INDIAN TRAIL
State	NC
Zip	28079-5612
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	SF-4 INDIA
Legal Description	#831 CRISMARK PH13 MP2 OPCJ407
Legal Subdivision	CRISMARK
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	4
Census Block	4009
Census Tract	20310

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4000 CLOUD VIEW LN, INDIAN TRAIL, NC 28079-5612
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage DIGITAL FCU
May 10, 2019	Warranty Deed, Transfer · Conventional Mortgage DIGITAL FCU
May 30, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2019 · Amount on Record
Deed Sale	May 10, 2019 · Amount on Record
Prior Sale	Dec 23, 2008 · Amount on Record
Deed Document Number	201912545
Deed Book / Page	7367 / 840
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	4000 CLOUD VIEW LN, INDIAN TRAIL, NC 28079-5612
Transaction Type	Mortgage
Record Updated	Jan 13, 2022
Title Company	EQUITY NATIONAL TITLE LLC, EQUITY NATL TTL & CLOSING SV

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008351242
Date	Dec 21, 2021
Book Page	8351/242
Instrument	59779

Lender

Name	DIGITAL FCU
Type	Credit Union
Address	MARLBOROUGH, MA 01752

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	May 10, 2019
Property Address	4000 CLOUD VIEW LN, INDIAN TRAIL, NC 28079-5612
Document Number	0007367840
Book / Page	7367 / 840
Map Reference	CAB J FILE 407
Instrument Date	Apr 29, 2019
Instrument	0012545
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$684.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4000 CLOUD VIEW LN, INDIAN TRAIL, NC 28079-5612

Mortgage

Document Number	0000012546
Date	May 10, 2019
Instrument	0012546

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	4000 CLOUD VIEW LN, INDIAN TRAIL, NC 28079-5612
Document Number	6947879
Instrument Date	May 30, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4000 CLOUD VIEW LN INDIAN TRAIL NC 280795612, INDIAN TRAIL, NC 28079-5612

Mortgage

Document Number	6947879
Date	Jun 8, 2017
Book Page	006947/000879
Instrument	15957

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 7, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Indian Trail Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$611,100 (-) Land $102,000 Building $509,100	$611,100 (-) Land $102,000 Building $509,100
2025	$4,004.00 (+34.05%)	$611,100 (+70.18%) Land $102,000 Building $509,100	$611,100 (+70.18%) Land $102,000 Building $509,100
2023	$2,987.00	$359,100 Land $63,900 Building $295,200	$359,100 Land $63,900 Building $295,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	200 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cloud View Ln

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