3006 Cloud View Ln, Indian Trail, NC 28079 Property Records

Union County property record for 3006 Cloud View Ln, Indian Trail, NC 28079

Property Summary

Property Type	Rural Home
Details	5 bd · 1 ba · 2,350 sqft · built 2011
Lot Size	0.308 acres (13,416 sqft)
Owner	Individual Name on File
Last Sale	$350,000 (Dec 2020)
Tax Bill	$3,141 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Dec 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-058-127`

Property Details

APN / Parcel Number

Primary APN	`07-058-127`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,350 sqft Living Area
1st Floor Area	1,042 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Conventional
Construction Type	Wood
Roof Type	Gable
Lot Area	13,416 sqft (0.308 acres)
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3006 CLOUD VIEW LN
City	INDIAN TRAIL
State	NC
Zip	28079-5607
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	SF-4 INDIA
Legal Description	#830 CRISMARK PH13 MP2 OPCJ407
Legal Subdivision	CRISMARK
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	4
Census Block	4009
Census Tract	20310

Owner

3006 Cloud View Ln, a rural home, is owned and occupied by an individual who bought it in December 2020.

Source: Union County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	3006 CLOUD VIEW LN, INDIAN TRAIL, NC 28079-5607
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2021	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Dec 14, 2020	Warranty Deed, Transfer · VA Mortgage HOME POINT FINANCIAL CORPORATION
Jul 16, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 28, 2018	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 14, 2020 · Amount on File
Deed Sale	Dec 14, 2020 · Amount on File
Prior Sale	Aug 28, 2018 · Amount on File
Deed Document Number	202051818
Deed Book / Page	7918 / 814
Prior Transfer Date	Apr 20, 2020
Prior Transfer Doc	7737190
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	3006 CLOUD VIEW LN, INDIAN TRAIL, NC 28079-5607
Transaction Type	Mortgage
Record Updated	Sep 27, 2021
Title Company	MADISON SETTLEMENTS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	8240250
Date	Sep 13, 2021
Book Page	8240/250
Instrument	43358

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Dec 14, 2020
Property Address	3006 CLOUD VIEW LN, INDIAN TRAIL, NC 28079-5607
Document Number	0007918814
Book / Page	7918 / 814
Map Reference	CAB J FILE 405-408
Instrument Date	Dec 11, 2020
Instrument	51818
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	INVESTORS TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9505 FESTIVAL WAY, 9505, CHARLOTTE, NC 28215-3291

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3006 CLOUD VIEW LN, INDIAN TRAIL, NC 28079-5607

Mortgage

Document Number	0000051819
Date	Dec 14, 2020
Instrument	51819

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UNION NC
Recording Date	Jul 16, 2020
Property Address	3006 CLOUD VIEW LN, INDIAN TRAIL, NC 28079-5607
Document Number	7737190
Book / Page	007737 / 000190
Instrument Date	Apr 20, 2020
Instrument	26302
Transaction Type	Transfer
Record Updated	Aug 27, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3006 CLOUD VIEW LN HUNTERSVILLE NC 28078, HUNTERSVILLE, NC 28078

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Aug 28, 2018
Property Address	3006 CLOUD VIEW LN, INDIAN TRAIL, NC 28079-5607
Document Number	722517
Book / Page	007225 / 000017
Instrument Date	Aug 27, 2018
Instrument	24485
Transaction Type	Transfer
Record Updated	Sep 26, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$626.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3006 CLOUD VIEW LN INDIAN TRAIL NC 280795607, INDIAN TRAIL, NC 28079-5607

Mortgage

Document Number	722519
Date	Aug 28, 2018
Book Page	007225/000019
Instrument	24486

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 27, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3006 Cloud View Ln was $3,141.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Indian Trail Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$477,700 (-) Land $102,000 Building $375,700	$477,700 (-) Land $102,000 Building $375,700
2025	$3,141.00	$477,700 Land $102,000 Building $375,700	$477,700 Land $102,000 Building $375,700
2023	$2,487.00	$296,600 Land $63,900 Building $232,700	$296,600 Land $63,900 Building $232,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3006 Cloud View Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3006 Cloud View Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	200 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cloud View Ln

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