4007 Cloud View Ln, Indian Trail, NC 28079 Property Records

Union County property record for 4007 Cloud View Ln, Indian Trail, NC 28079

Property Summary

Property Type	Rural Home
Details	4 bd · 2.5 ba · 2,431 sqft · built 2012
Lot Size	0.259 acres (11,282 sqft)
Owner	Individual Name on File
Last Sale	$290,000 (Sep 2020)
Tax Bill	$3,147 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-058-140`

Property Details

APN / Parcel Number

Primary APN	`07-058-140`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,431 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Conventional
Construction Type	Wood
Roof Type	Gable
Lot Area	11,282 sqft (0.259 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	104 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4007 CLOUD VIEW LN
City	INDIAN TRAIL
State	NC
Zip	28079-5612
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	SF-4 INDIA
Legal Description	#843 CRISMARK PH13 MP2 OPCJ407
Legal Subdivision	CRISMARK
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	4
Census Block	4009
Census Tract	20310

Owner

Source: Union County assessment roll, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4007 CLOUD VIEW LN, INDIAN TRAIL, NC 28079-5612
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 18, 2020 · Amount on Record
Deed Sale	Sep 18, 2020 · Amount on Record
Prior Sale	Apr 3, 2012 · Amount on Record
Deed Document Number	202037233
Deed Book / Page	7814 / 766
Record Updated	Sep 20, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Sep 18, 2020
Property Address	4007 CLOUD VIEW LN, INDIAN TRAIL, NC 28079-5612
Document Number	0007814766
Book / Page	7814 / 766
Map Reference	CAB J FILE 407
Instrument Date	Sep 18, 2020
Instrument	37233
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$580.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1667 NW 120TH WAY, 1667, GAINESVILLE, FL 32606-5273

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4007 CLOUD VIEW LN, INDIAN TRAIL, NC 28079-5612

Mortgage

Document Number	0000037234
Date	Sep 18, 2020
Instrument	37234

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Indian Trail Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,147.00 (+27.2%)	$478,600 (+62.24%) Land $102,000 Building $376,600	$478,600 (+62.24%) Land $102,000 Building $376,600
2023	$2,474.00	$295,000 Land $63,900 Building $231,100	$295,000 Land $63,900 Building $231,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Uniti Group DSL · Fiber in parts of the area	200 / 20