3002 Cloud View Ln, Indian Trail, NC 28079 Property Records

Union County property record for 3002 Cloud View Ln, Indian Trail, NC 28079

Property Summary

Property TypeRural Home
Details3 bd · 2 ba · 1,790 sqft · built 2012
Lot Size0.231 acres (10,062 sqft)
OwnerIndividual Name on Record
Last Sale$195,000 (Jun 2014)
Tax Bill$2,728 (2025)
Deeds & MortgagesJul 2022 Second Mortgage
Sep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN07-058-125

Property Details

APN / Parcel Number

Primary APN07-058-125

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,790 sqft Living Area
1st Floor Area1,790 sqft

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Architectural StyleConventional
Construction TypeWood
Roof TypeGable
Lot Area10,062 sqft (0.231 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area36 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address3002 CLOUD VIEW LN
CityINDIAN TRAIL
StateNC
Zip28079-5607
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeSF-4 INDIA
Legal Description#828 CRISMARK PH13 MP2 OPCJ407
Legal SubdivisionCRISMARK
JurisdictionUNION NC
Township / Civil DivisionVANCE
Census Block Group4
Census Block4009
Census Tract20310

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3002 CLOUD VIEW LN, INDIAN TRAIL, NC 28079-5607
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 22, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SPRING EQ LLC
Sep 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 24, 2014 · Amount on Record
Deed SaleJun 24, 2014 · Amount on Record
Prior SaleMar 27, 2012 · Amount on Record
Deed Document Number201415594
Deed Book / Page6248 / 317
Record UpdatedOct 29, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NC
Property Address3002 CLOUD VIEW LN, INDIAN TRAIL, NC 28079-5607
Transaction TypeMortgage
Record UpdatedAug 4, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0008531823
DateJul 22, 2022
Book Page8531/823
Instrument26197
Lender
NameSPRING EQ LLC
TypeMortgage Company
AddressWAYNE, PA 19087
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2052

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NC
Property Address3002 CLOUD VIEW LN, INDIAN TRAIL, NC 28079-5607
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number780421
DateSep 10, 2020
Book Page7804/21
Instrument35733
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyUnion County
MunicipalityIndian Trail Town
Unified School DistrictUnion County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$412,500 (-) Land $102,000 Building $310,500$412,500 (-) Land $102,000 Building $310,500
2025$2,728.00 (+24%)$412,500 (+57.74%) Land $102,000 Building $310,500$412,500 (+57.74%) Land $102,000 Building $310,500
2023$2,200.00$261,500 Land $63,900 Building $197,600$261,500 Land $63,900 Building $197,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemUNION COUNTY WATER SYSTEM
serves 169,685 people · EPA ID NC0190413
Water SourceSurface water
Last State InspectionMay 2026
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Mar 2020
Haloacetic acids
resolved · Jul 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ripple Fiber
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Windstream
DSL · Fiber in parts of the area
200 / 20

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