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400 Sharpsburg Loop, Pensacola, FL 32503 Property Records

Escambia County property record for 400 Sharpsburg Loop, Pensacola, FL 32503

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,598 sqft · built 2005
Lot Size0.33 acres (14,418 sqft)
Owner2 Owner Names on Record
Last Sale$225,000 (Dec 2006)
Tax Bill$1,713 (2024)
Deeds & MortgagesJul 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN35-1S-30-7130-001-003

Property Details

APN / Parcel Number

Primary APN35-1S-30-7130-001-003
Alternative APNs
  • 040492298
  • 40492298

Interior

Full Baths3 Baths
Plumbing Fixtures7 Plumbing Fixtures
Stories1 Story
Building Area2,598 sqft Adjusted Area
1st Floor Area2,130 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Exterior MaterialBrick Veneer
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialShingle
Lot Area14,418 sqft (0.33 acres)
Garage TypeFinished
Garage Area462 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchFinished/Screened Porch
Porch Area59 sqft
Deck Area140 sqft
Patio Area140 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number40492298
Old Parcel Number040492298
Street Address400 SHARPSBURG LOOP
CityPENSACOLA
StateFL
Zip32503-7171
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMDR
Legal DescriptionLT 1 BLK C BRIDGEWOOD S/D PB 18 P 5 OR 6052 P 563
Legal Range30W
Legal Township01S
Legal Section35
Legal SubdivisionBRIDGEWOOD S/D
Legal BlockC
Legal Lot Number1
JurisdictionESCAMBIA FL
Township / Civil DivisionPENSACOLA
Census Block Group2
Census Block2003
Census Tract1402

Owner

Source: Escambia County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on Record
Mailing Address400 SHARPSBURG LOOP, PENSACOLA, FL 32503-7171
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 19, 2006 · Amount on Record
Deed SaleDec 19, 2006 · Amount on Record
Deed Document Number2006125436
Deed Book / Page6052 / 0563
Record UpdatedJun 8, 2026

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESCAMBIA FL
Property Address400 SHARPSBURG LOOP, PENSACOLA, FL 32503-7171
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0081270074
DateJul 10, 2019
Book Page8127/0074
Instrument2019059999
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35211
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term359 Months
DueJun 24, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Escambia County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyEscambia County
Unified School DistrictEscambia County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$160,968 (+5.99%)$333,852 (+4.58%) Land $50,000 Building $283,852
2024$1,713.00 (+1.54%)
2023$1,687.00 (+2.62%) Homeowner's exemption$151,876 (+3%)$319,241 (+16.92%) Land $50,000 Building $269,241
2022$1,644.00 Homeowner's exemption$147,453$273,039 Land $30,000 Building $243,039

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 19 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies19 in force
Nearby Flood Claims9 (1978–2020)
Claims Outside the SFHA7 of 9
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEMERALD COAST UTILITIES AUTHORITY (ECUA)
serves 242,172 people · EPA ID FL1170525
Water SourceGroundwater
Last State InspectionDec 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile
Fiber · Fixed Wireless		5,000 / 5,000
Cox Communications
Cable		2,000 / 100
Verizon
Fixed Wireless		1,000 / 75
Starlink
Satellite		280 / 30
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

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