400 Ridgewood Rd, Austin, TX 78746 Property Records

Travis County property record for 400 Ridgewood Rd, Austin, TX 78746

Property Summary

Property Type	Single Family Home
Details	5 bd · 6 ba · 5,532 sqft · built 2018
Lot Size	0.322 acres (14,010 sqft)
Owner	2 Individual Names on Record
Last Sale	$4,959,400 (May 2021)
Tax Bill	$82,370 (2025)
Deeds & Mortgages	May 2021 Mortgage Feb 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0111110313`

Property Details

APN / Parcel Number

Primary APN	`0111110313`
Alternative APNs	`01111103130000` `110728`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Stories	2 Stories
Building Area	5,532 sqft Living Area
Gross Area	6,274 sqft
1st Floor Area	3,971 sqft
2nd Floor Area	1,561 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Wood
Roof Type	Hip
Roof Material	Metal
Lot Area	14,010 sqft (0.322 acres)
Garage Type	Attached
Garage Area	742 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	426 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	110728
Street Address	400 RIDGEWOOD RD
City	AUSTIN
State	TX
Zip	78746-5738
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 29A *RESUB LOTS 29,31,32 RIDGEWOOD VILLAGE SEC 1
Legal Subdivision	RIDGEWOOD VILLAGE SEC 1
Legal Lot Number	29A
Jurisdiction	TRAVIS TX
Township / Civil Division	AUSTIN
Census Block Group	2
Census Block	2052
Census Tract	1919

Owner

Source: Travis County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	400 RIDGEWOOD DR, CEDAR PARK, TX 78613-3779
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 10, 2021	Vendor's Lien, Transfer · Conventional Mortgage UBS BANK USA
Feb 13, 2017	Deed of Trust, Mortgage PROSPERITY BANK
Sep 28, 2017	Deed of Trust, Mortgage PROSPERITY BANK
Jun 5, 2019	Vendor's Lien, Subdivision Related Transfer · ARM SOUTHSTAR BANK SSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2021 · Amount on Record
Deed Sale	May 10, 2021 · Amount on Record
Prior Sale	Jun 5, 2019 · Amount on Record
Deed Document Number	2021103340
Last Transfer Date	Nov 29, 2023
Transfer Doc	0000136166
Record Updated	Oct 29, 2026

May 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	TRAVIS TX
Recording Date	May 10, 2021
Property Address	400 RIDGEWOOD RD, AUSTIN, TX 78746-5738
Document Number	0000103340
Map Reference	VOL 39 PG 43
Instrument Date	May 7, 2021
Instrument	2021103340
Transaction Type	Transfer
Record Updated	Nov 11, 2021
Title Company	KEY TITLE GROUP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	400 RIDGEWOOD RD, 400, AUSTIN, TX 78746-5738

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	400 RIDGEWOOD RD, AUSTIN, TX 78746-5738

Mortgage

Document Number	0000103341
Date	May 10, 2021
Instrument	2021103341

Lender

Name	UBS BANK USA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Jun 1, 2031
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.5%
Index	Other
Margin	3
Max Rate	12.5%

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRAVIS TX
Property Address	400 RIDGEWOOD RD, AUSTIN, TX 78746-5738
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MINT TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024945
Date	Feb 13, 2017
Instrument	2017024945

Lender

Name	PROSPERITY BANK
Type	Bank
Address	ELGIN, TX 78621

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Feb 9, 2032

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRAVIS TX
Property Address	400 RIDGEWOOD RD, AUSTIN, TX 78746-5738
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000156234
Date	Sep 28, 2017
Instrument	2017156234

Lender

Name	PROSPERITY BANK
Type	Bank
Address	ELGIN, TX 78621

Agreement

Amount	Amount Recorded

June 2019: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	TRAVIS TX
Recording Date	Jun 5, 2019
Property Address	400 RIDGEWOOD RD, AUSTIN, TX 78746-5738
Document Number	0000081626
Map Reference	VOL 39 PG 43
Instrument Date	Jun 4, 2019
Instrument	2019081626
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 11, 2021
Title Company	INDEPENDENCE TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 RIDGEWOOD RD, AUSTIN, TX 78746-5738

Mortgage

Document Number	0000081627
Date	Jun 5, 2019
Instrument	2019081627

Lender

Name	SOUTHSTAR BANK SSB
Type	Bank
Special Notes	Seller Financed

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	5.74%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2026
Change Frequency	Annually
Min Rate At Change	5.74%
Max Rate At Change	11.7%
Index	Prime Rate
Margin	2
Max Rate	11.7%

Tax Assessment & Valuation

Source: Travis County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Austin City
County	Travis County
Unified School District	Austin Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$82,370.00 (+9.35%) Homeowner's exemption	$4,542,408 (-4.88%) Land $1,156,443 Building $3,385,965	$4,542,408 (-4.88%) Land $1,156,443 Building $3,385,965
2024	$75,328.00 (-10.44%)
2023		$4,775,653 Land $1,425,000 Building $3,350,653	$4,775,653 Land $1,425,000 Building $3,350,653
2022	$84,107.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	9 (1986–2015)
Claims Outside the SFHA	8 of 9
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event	Flooding 10/18/98, Oct 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.4% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF AUSTIN WATER & WASTEWATER serves 1,115,323 people · EPA ID TX2270001
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Feb 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber, Verizon.

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