Travis County property record for 404 Ridgewood Rd, Austin, TX 78746
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 5,008 sqft · built 2014 |
| Lot Size | 0.339 acres (14,797 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $60,182 (2024) |
| Deeds & Mortgages | Feb 2018 Mortgage Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0111110314 |
| Primary APN | 0111110314 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 5,008 sqft Living Area |
| Gross Area | 5,719 sqft |
| 1st Floor Area | 2,420 sqft |
| 2nd Floor Area | 2,589 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Construction Type | Wood Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 14,797 sqft (0.339 acres) |
| Lot Dimensions | 125 ft deep x 120 ft wide |
| Garage Type | Attached |
| Garage Area | 710 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 1,296 sqft |
| Patio Area | 525 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 110729 |
|---|---|
| Old Parcel Number | 01111103140000 |
| Street Address | 404 RIDGEWOOD RD |
| City | AUSTIN |
| State | TX |
| Zip | 78746-5738 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 32A *RESUB LOT 29,32,33 RIDGEWOOD VILLAGE SEC 1 |
| Legal Subdivision | RIDGEWOOD VILLAGE SEC 1 |
| Legal Lot Number | 32A |
| Jurisdiction | TRAVIS TX |
| Township / Civil Division | AUSTIN |
| Census Block Group | 2 |
| Census Block | 2052 |
| Census Tract | 1919 |
Source: Travis County records, as of November 3, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 404 RIDGEWOOD RD, AUSTIN, TX 78746-5738 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 1, 2018 | Deed of Trust, Mortgage · Conventional Mortgage GARDNER FINANCIAL SERVICES LTD |
| Mar 5, 2020 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 1, 2015 |
| Deed Sale | Jun 1, 2015 |
| Prior Sale | Jul 29, 2013 |
| Deed Document Number | 2015084799 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TRAVIS TX |
| Property Address | 404 RIDGEWOOD RD, AUSTIN, TX 78746-5738 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000015263 |
|---|---|
| Date | Feb 1, 2018 |
| Instrument | 2018015263 |
| Name | GARDNER FINANCIAL SERVICES LTD |
|---|---|
| Type | Funding / Finance Company |
| Address | SAN ANTONIO, TX 78231 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TRAVIS TX |
| Property Address | 404 RIDGEWOOD RD, AUSTIN, TX 78746-5738 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000037187 |
|---|---|
| Date | Mar 5, 2020 |
| Instrument | 2020037187 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | Mar 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.5% |
| Index | 1-Year LIBOR |
| Max Rate | 8.5% |
Source: Travis County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Austin City |
| County | Travis County |
| Unified School District | Austin Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,746,706 (-4.8%) Land $1,230,841 Building $3,001,311 | $4,232,152 (+7.54%) Land $1,230,841 Building $3,001,311 | |
| 2024 | $60,182.00 (+13.89%) | ||
| 2023 | $3,935,500 Land $1,500,000 Building $2,435,500 | $3,935,500 Land $1,500,000 Building $2,435,500 | |
| 2022 | $52,843.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 9 (1986–2015) |
| Claims Outside the SFHA | 8 of 9 |
| Most Recent Claim | May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 97.4% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF AUSTIN WATER & WASTEWATER serves 1,115,323 people · EPA ID TX2270001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Feb 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Google Fiber, Verizon.
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