314 Ridgewood Rd, Austin, TX 78746 Property Records

Travis County property record for 314 Ridgewood Rd, Austin, TX 78746

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,193 sqft · built 2012
Lot Size	0.519 acres (22,651 sqft)
Owner	Individual Name on Record
Tax Bill	$58,917 (2024)
Deeds & Mortgages	Feb 2022 Line of Credit Feb 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0111110947`

Property Details

APN / Parcel Number

Primary APN	`0111110947`
Alternative APNs	`01111109470000` `797453`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	4,193 sqft Living Area
Gross Area	4,971 sqft
1st Floor Area	2,712 sqft
2nd Floor Area	1,482 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Metal
Lot Area	22,651 sqft (0.519 acres)
Lot Dimensions	233 ft deep x 97 ft wide
Garage Type	Attached
Garage Area	744 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Open Porch
Porch Area	720 sqft
Storage Building	33 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	797453
Old Parcel Number	01111109470000
Street Address	314 RIDGEWOOD RD
City	AUSTIN
State	TX
Zip	78746-4619
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 BLK A RIDGEWOOD ADDN
Legal Subdivision	RIDGEWOOD ADDN
Legal Block	A
Legal Lot Number	2
Jurisdiction	TRAVIS TX
Township / Civil Division	AUSTIN
Census Block Group	2
Census Block	2054
Census Tract	1919

Owner

Source: Travis County records, as of November 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	314 RIDGEWOOD RD, AUSTIN, TX 78746-4619
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Feb 6, 2018	Deed of Trust, Mortgage · Stand-Alone First Mortgage REGIONS BANK
Dec 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage BBVA USA
Feb 22, 2019	Vendor's Lien, Transfer COMPASS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 22, 2019
Deed Sale	Feb 22, 2019
Prior Sale	Mar 25, 2011
Deed Document Number	2019025140
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRAVIS TX
Property Address	314 RIDGEWOOD RD, AUSTIN, TX 78746-4619
Transaction Type	Mortgage
Record Updated	Feb 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 RIDGEWOOD RD, AUSTIN, TX 78746-4619

Mortgage

Document Number	0000019454
Date	Feb 1, 2022
Instrument	2022019454

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Jan 1, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRAVIS TX
Property Address	314 RIDGEWOOD RD, AUSTIN, TX 78746-4619
Transaction Type	Mortgage
Record Updated	Nov 11, 2021
Title Company	ALAMO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017700
Date	Feb 6, 2018
Instrument	2018017700

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRAVIS TX
Property Address	314 RIDGEWOOD RD, AUSTIN, TX 78746-4619
Transaction Type	Mortgage
Record Updated	Nov 11, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000251605
Date	Dec 28, 2020
Instrument	2020251605

Lender

Name	BBVA USA
Type	Bank
Address	BIRMINGHAM, AL 35296

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

February 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	TRAVIS TX
Recording Date	Feb 22, 2019
Property Address	314 RIDGEWOOD RD, AUSTIN, TX 78746-4619
Document Number	0000025140
Map Reference	DO 201000022
Instrument Date	Feb 19, 2019
Instrument	2019025140
Transaction Type	Transfer
Record Updated	Nov 11, 2021
Title Company	PRESERVE TITLE CO LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 RIDGEWOOD RD, AUSTIN, TX 78746-4619
Investor	Possibly a Property Investor

Mortgage

Document Number	0000025141
Date	Feb 22, 2019
Instrument	2019025141

Lender

Name	COMPASS BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

Interest

Rate Type	Fixed Rate
Rate	3.37%
Type Change Date	Mar 1, 2024
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	5.37%
Index	1-Year LIBOR
Margin	2
Max Rate	8.37%

Tax Assessment & Valuation

Source: Travis County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Austin City
County	Travis County
Unified School District	Eanes Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$3,802,931 (-23.48%) Land $1,486,996 Building $3,154,034	$4,641,030 (-6.61%) Land $1,486,996 Building $3,154,034
2024	$58,917.00 (+15.07%)
2023		$4,969,731 Land $1,815,000 Building $3,154,731	$4,969,731 Land $1,815,000 Building $3,154,731
2022	$51,199.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	9 (1986–2015)
Claims Outside the SFHA	8 of 9
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event	Flooding 10/18/98, Oct 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.4% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF AUSTIN WATER & WASTEWATER serves 1,115,323 people · EPA ID TX2270001
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Feb 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber, Verizon.

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